CREDIT ANALYST

Bank of the Philippine Islands (BPI); Manila; On-site; PHP 300,000 - 540,000; Full time

Job summary

BANK OF THE PHILIPPINE ISLANDS in Lucena (BRANCH) is seeking a Credit Analyst to support Credit Officers in the credit review and evaluation of borrowers. The role focuses on analyzing financial data and assessing creditworthiness within lending processes.

Key duties include preparing credit proposals and joining discussions with Relationship Managers, monitoring renewals, and handling administrative tasks related to credit facilities, ensuring timely and accurate documentation.

Responsibilities

• Assists in credit evaluation and risk analysis, including preparation of credit proposals and CO remarks.
• Monitors timely renewal of credit facilities and workload assignments.
• Supports administrative tasks such as processing expenses, records, attendance, and other duties as assigned.

Job description

Group Company: BANK OF THE PHILIPPINE ISLANDS

Designation: CREDIT ANALYST

Office Location: Lucena (BRANCH)

Position description: The Credit Analyst provides primary support to the Credit Officers in the credit review and evaluation of borrowers.

Primary Responsibilities

• 1. Credit Evaluation and Risk Analysis – Assists in the preparation of the credit proposal and credit evaluation and risk analysis, including the following: a. Requests relevant reports required for the credit evaluation such as credit investigation report, collateral appraisal report, industry report, etc., and conducts trade and bank checking, as necessary. b. Coordinates with the client or the client relationship management counterpart for the client’s updated financial documents and other information necessary for the credit evaluation. c. Conducts client interview with the Credit Officer and Relationship Manager, as necessary. d. Prepares the financial spreadsheets and analysis to be attached to the Credit Offering (CO) Remarks, term loan review, group fact sheets (when applicable), offering memos, simple creditproposals, etc. e. Assists the Credit Officer in the preparation of written assessment of the client’s creditworthinessto be incorporated in the CO Remarks.
• 2. Credit Monitoring – a. Assists the Division in monitoring the timely renewal of credit facilities and conduct of the term loan review. b. Assists the Division in monitoring the work inventory and assignments.
• 3. Administrative – a. Assists the Division in administrative matters such as processing and monitoring of expenses andFFE records; attendance monitoring; and other systems-related requests. b. Performs other assigned duties, as necessary.

Additional Responsibilities

Reporting Team

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Educational Qualifications Preferred

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Work Environment Details

Specific requirements

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Other Details

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