Corporate Service Specialist: Loan & Account Management

Security Bank Corporation; Cebu City; On-site; PHP 420,000 - 560,000; Full time

Job summary

Security Bank is seeking a Corporate Service Officer in Cebu City to support the Relationship Manager in day-to-day loan transactions and documentation, coordinating with Credit, Trust, Treasury, and Operations to ensure timely implementation of facilities.

The role emphasizes account monitoring, early detection of issues, and maintaining strong client relationships. Experience with loan documents and effective negotiation skills are desired.

Qualifications

• At least 2 years of relevant experience.
• Knowledge/familiarization with business and loan documents.
• Effective negotiation and monitoring skills.
• Able to communicate effectively with clients and other department units.
• Ability to anticipate issues and plan strategies on account management.
• Preferably Fukien Speaking.

Responsibilities

• Provides timely and relevant information and issues to clients through effective communication to immediately address concerns that may affect the availability of their loan facilities
• Helps in assessing and evaluating accounts through monitoring payments and handling of clients to detect and identify possible problematic accounts
• Prepares and manages accounts with a credit line of P20.00MM and below through preparing short credit proposals and availment sheets to meet customer needs while developing and maintaining productive relationships
• Prepares availment and instruction sheets based on the Bank's format to ensure all accounts are in the current status
• Monitors documentary deficiencies of all accounts using the CDC monitoring tool in E-Source to ensure all lines are updated and are always available to clients
• Updates the RMs regarding the status of accounts through effective communication to ensure overall proper account management
• Organizes all loan documents through the proper filing of credit folders to ensure completeness of loan documentation

Skills

Effective communication

Account management

Negotiation skills

Attention to detail

Fukien language

Problem anticipation

Job description

Security Bank is seeking a Corporate Service Officer in Cebu City to support the Relationship Manager in day-to-day loan transactions and documentation, coordinating with Credit, Trust, Treasury, and Operations to ensure timely implementation of facilities.

The role emphasizes account monitoring, early detection of issues, and maintaining strong client relationships. Experience with loan documents and effective negotiation skills are desired.