Compliance Lead

Private Advertiser; Metro Manila; On-site; PHP 1,800,000 - 2,400,000; Full time

Benefits offered by this job

Competitive salary package

Annual salary increase

Performance-based incentives

HMO coverage upon regularization

Paid leaves

Training and development support

Supportive team culture

Employee engagement events

Career advancement

Job summary

Private Advertiser, a BSP-licensed fintech company in the Philippines, seeks a proactive Compliance Lead to own merchant onboarding and regulatory monitoring.

You will ensure adherence to BSP, AMLC, and NPC rules, lead internal and external audits, and design a robust training program while maintaining high ethical standards.

Qualifications

• Bachelor's degree in a relevant field.
• Minimum 2 years in Compliance, Audit, or Risk Management.
• Deep knowledge of BSP regulations, AMLA, NPC.
• Certifications (e.g., CAMS, CSCP) preferred but not required.

Responsibilities

• Policy management to align with laws and industry standards.
• Lead internal and external audits (BSP, SEC, AMLC, NPC) and implement corrective actions.
• Oversee End-to-End onboarding of clients and merchants with data accuracy.
• Perform Know Your Customer and Due Diligence checks; manage documentation.
• Develop and deliver the Compliance Training Program for staff.
• Identify and mitigate regulatory risks across the business.

Skills

Regulatory awareness

Attention to detail

Education

Bachelor's degree in Law or related field

Job description

Who We Are

A BSP-licensed fintech company accelerating the future of digital commerce in the Philippines. We build the mission-critical payment gateways, automated collection switches, and bulk disbursement engines that bridge enterprises, startups, and millions of users every day.

We don't just process transactions; we replace slow, legacy banking loops with high-velocity, automated, and secure programmatic infrastructure. If you want your code to touch millions of daily financial workflows, this is where you build it.

Job description:

We are seeking a proactive Compliance Lead to handle core functions previously managed by the Compliance Manager, with a primary focus on merchant onboarding and compliance monitoring. The ideal candidate will take full ownership of ensuring the company adheres to BSP, AMLC, and NPC regulations while maintaining the highest ethical standards.

What we offer:

• Hyper-Scale Operational Impact: You aren't building small internal tools. The company processes over 50 million transactions annually—equivalent to more than ₱180 billion ($3 billion USD) in Total Payments Volume (TPV). Your work will directly impact the nationwide digital economy every day.
• Accelerated Career & Growth Trajectory: We thrive on startup agility. We actively prioritize young talent with fast growth potential. Your advancement here is dictated by your technical output and problem-solving execution, not your years on a clock.
• Premium HQ Location: Work in a high-energy environment right on the 29th Floor of SM Megatower (directly connected to SM Megamall). Enjoy direct MRT-3/EDSA transit access, endless dining options, and a vibrant workspace right in the heart of Ortigas Center.
• Technical Autonomy: We cultivate an engineering-driven culture. If you can prove a better compliance framework, optimize a risk process, or build a cleaner monitoring workflow, you own the implementation.

Benefits

• Competitive salary package — your skills are valued here.
• Annual salary increase — grow with us and get rewarded for it.
• Performance-based annual incentives — we recognize and reward high-impact contributions.
• HMO coverage upon regularization — with the option to enroll dependents.
• Paid leaves — sick leave, vacation leave, and more (unused SL is convertible to cash).
• Training and development support — we invest in your professional growth.
• Supportive and inclusive team culture — an environment where your voice matters.
• Employee engagement events — monthly engagement initiatives, team building, company dinners, and an epic year-end party.
• Career advancement — real opportunities to grow in a fast-growing FinTech company.

Key Responsibilities

• Policy Management: Create, enforce, and update company policies to align with statutory laws and industry standards.
• Reporting: Regularly brief the Board, CCO, and CEO on regulatory progress and operational risks.
• Audit Leadership: Lead internal and external audit preparations (BSP, SEC, AMLC, NPC); track and implement corrective actions for any findings.
• Training: Develop and implement the Compliance Training Program to ensure all employees are up to date on regulatory obligations.
• End-to-End Onboarding: Manage the full client and merchant onboarding lifecycle, ensuring data accuracy and a smooth stakeholder experience.
• KYC/CDD: Perform rigorous Know Your Customer and Due Diligence checks; complete partner/bank questionnaires and manage follow-up documentation.
• Risk Profiling: Formulate and oversee risk profiling models to assess and monitor client risk levels periodically.
• Monitoring: Execute AML/CFT screening (Sanctions, PEPs, Adverse Media) and oversee system-based detection modules for CTRs and STRs.
• Investigation: Evaluate suspicious transactions, investigate policy deviations, and file STRs where appropriate.
• Risk Mitigation: Identify vulnerabilities in business ventures and provide independent recommendations to stakeholders to mitigate identified risks.

What we’re looking for

• We are looking for a compliance professional with a highly meticulous mindset—someone who values regulatory precision and upholds the highest ethical standards.
• Educational Background: Bachelor's degree in Law, Legal Management, Political Science, Accounting, or a related field.
• Experience: Minimum 2 years in Compliance, Audit, or Risk Management—ideally within FinTech, Banking, or Lending.
• Regulatory Knowledge: Deep knowledge of BSP regulations, AMLA (RIRR), Data Privacy (NPC), and Risk Management frameworks.
• Preferred Certifications: Professional licenses or certifications (e.g., CAMS, CSCP, or local AML/Compliance training certifications) preferred but not required.
• Professional Standing: High attention to detail, industry good standing, and the ability to manage multiple regulatory deadlines simultaneously.