Legal Manager

Copperstone Lending Inc.; Metro Manila; On-site; PHP 1,200,000 - 2,400,000; Full time

Job summary

Copperstone Lending Inc. is seeking a Legal Counsel to manage the company’s legal affairs, regulatory compliance, and risk mitigation across operations in the Philippines.

You will draft and review contracts, provide legal opinions, and ensure adherence to Philippine financial regulations for fintech products. The role requires 4–5 years of legal and 3+ years in financial compliance, fluency in English, and a track record in consumer finance or online lending.

Qualifications

• Bachelor of Laws (LL.B.) and valid Philippine Bar license in good standing.
• 4 to 5 years of legal work experience, preferably in a law firm or in-house.
• At least 3 years of compliance work experience in the financial industry.
• Experience in fintech, consumer finance, or online lending is highly preferred.
• Strong understanding of local laws and regulations, including financial regulations, consumer protection laws, data privacy rules, and digital lending transactions.
• Clear contract drafting skills, sharp legal research abilities, and strong negotiation skills.
• Highly responsible, detail-oriented, and a team player with strong communication skills.
• In-depth understanding of Philippine financial regulations, including AMLA and related BSP, SEC and AMLC compliance requirements.
• Fluent in English for regulatory and legal communication.
• Ability to independently handle statutory compliance filings and reporting obligations (SEC, BSP, AMLC, NPC).

Responsibilities

• Draft, review, revise, and advise on business contracts, corporate documents, labor/employment matters, taxation issues, and other daily legal matters.
• Conduct thorough research on local laws, regulations, and industry updates to provide accurate legal opinions and strategic guidance to management.
• Act as the company's legal counsel and liaise with regulatory bodies to ensure full compliance with all applicable laws, regulations, and reporting requirements.
• Identify and mitigate legal and regulatory risks in business operations, particularly in relation to consumer protection, data privacy, and digital lending transactions.
• Collaborate with cross-functional teams to provide proactive legal support for new products, business models, and market initiatives.
• Independently draft and maintain compliance manuals, internal policies, and staff training materials consistent with the Philippine regulatory framework.
• Provide compliance advisory support to business departments, covering regulatory obligations, risk mitigation strategies, and legal-compliance operational coordination.
• Monitor regulatory developments and assess their impact on the company's business.

Skills

Contract drafting

Legal research

Negotiation

Regulatory compliance

Data privacy

Risk mitigation

Cross-functional collaboration

Attention to detail

Communication skills

Independent work

Education

LL.B. degree

Philippine Bar license

Job description

About the role

This is a legal counsel position responsible for managing the company's legal affairs, regulatory compliance, and risk mitigation across business operations. The role involves drafting and reviewing business contracts, providing legal opinions, ensuring regulatory compliance with Philippine financial authorities, and supporting cross-functional teams on legal and compliance matters.

Key responsibilities

• Draft, review, revise, and advise on business contracts, corporate documents, labor/employment matters, taxation issues, and other daily legal matters

• Conduct thorough research on local laws, regulations, and industry updates to provide accurate legal opinions and strategic guidance to management

• Act as the company's legal counsel and liaise with regulatory bodies, such as the Securities and Exchange Commission (SEC), Bangko Sentral ng Pilipinas (BSP), and the National Privacy Commission (NPC), to ensure full compliance with all applicable laws, regulations, and reporting requirements

• Identify and mitigate legal and regulatory risks in business operations, particularly in relation to consumer protection, data privacy, and digital lending transactions

• Collaborate with cross-functional teams (e.g., product, finance, operations, compliance) to provide proactive legal support for new products, business models, and market initiatives

• Independently draft and maintain compliance manuals, internal policies, and staff training materials consistent with the Philippine regulatory framework

• Provide compliance advisory support to business departments, covering regulatory obligations, risk mitigation strategies, and legal-compliance operational coordination

• Monitor regulatory developments (e.g., circulars, memoranda, and advisories issued by the SEC, BSP, AMLC and NPC) and assess their impact on the company's business

About you

• Bachelor of Laws (LL.B.) degree and a valid Philippine Bar license (in good standing)

• 4 to 5 years of legal work experience, preferably in a law firm or in-house environment

• At least 3 years of compliance work experience in the financial industry

• Experience in fintech, consumer finance, or online lending is highly preferred

• Strong understanding of local laws and regulations, including but not limited to financial regulations, consumer protection laws, data privacy rules, and digital lending transactions

• Clear contract drafting skills, sharp legal research abilities, and strong negotiation skills

• Highly responsible, detail-oriented, and an excellent team player with strong interpersonal and communication skills, capable of managing multiple priorities and working independently in a fast-paced environment

• In-depth understanding of Philippine financial regulations, including the Anti-Money Laundering Act (Republic Act No. 9160, as amended) and related BSP, SEC and AMLC compliance requirements

• Fluent in English (spoken and written) for regulatory and legal communication

• Demonstrated ability to independently handle statutory compliance filings and reporting obligations, such as SEC periodic filings, BSP regulatory reports, AMLC covered/suspicious transaction reporting, and NPC data privacy registration and annual compliance filings