Legal Counsel

Copperstone Lending; Philippines; On-site; PHP 1,200,000 - 2,400,000; Full time

Job summary

Copperstone Lending is seeking a qualified corporate lawyer to serve as in-house Counsel in the Philippines. The role requires drafting and reviewing contracts, advising on compliance, and coordinating with regulators to ensure full legal conformity across all business activities.

The ideal candidate has a Philippine law degree (LL.B.) with a valid Bar license, 4–5 years of fintech or lending experience, and strong contract drafting, research, and negotiation skills.

Qualifications

• Must hold a Bachelor of Laws (LL.B.) and a valid Philippine Bar license in good standing.
• Strong drafting, research, and negotiation skills relevant to corporate and regulatory matters.
• Experience with fintech, consumer finance, or digital lending is highly preferred.

Responsibilities

• Draft, review, revise, and advise on business contracts, corporate documents, labor/employment matters, taxation issues, and other daily legal matters.
• Conduct thorough research on local laws, regulations, and industry updates to provide accurate legal opinions and strategic guidance to management.
• Act as the company's legal counsel and liaise with regulatory bodies (SEC, BSP, NPC) to ensure compliance and regulatory submissions.
• Identify and mitigate legal and regulatory risks in business operations, especially in consumer protection, data privacy, and digital lending transactions.
• Collaborate with cross-functional teams to provide proactive legal support for new products and market initiatives.
• Independently draft and maintain compliance manuals, internal policies, and staff training materials consistent with Philippine regulations (SEC, BSP, AMLC, NPC).
• Provide compliance advisory support covering regulatory obligations, risk mitigation, and coordination of legal-compliance activities.
• Monitor regulatory developments and assess their impact on the company.

Skills

Contract drafting

Legal research

Negotiation

Communication

Regulatory compliance

English proficiency

Education

LL.B. and Philippine Bar license

Job description

Draft, review, revise, and advise on business contracts, corporate documents, labor/employment matters, taxation issues, and other daily legal matters.

Conduct thorough research on local laws, regulations, and industry updates to provide accurate legal opinions and strategic guidance to the management.

Act as the company's legal counsel and liaise with regulatory bodies, such as the Securities and Exchange Commission (SEC), Bangko Sentral ng Pilipinas (BSP), and the NPC, to ensure full compliance with all applicable laws, regulations, and reporting requirements, including handling regulatory submissions, correspondence, and audits.

Identify and mitigate legal and regulatory risks in business operations, particularly in relation to consumer protection, data privacy, and digital lending transactions.

Collaborate with cross-functional teams (e.g., product, finance, operations, compliance) to provide proactive legal support for new products, business models, and market initiatives.

Independently draft and maintain compliance manuals, internal policies, and staff training materials consistent with the Philippine regulatory framework (including SEC, BSP, AMLC and NPC requirements).

Provide compliance advisory support to business departments, covering regulatory obligations, risk mitigation strategies, and legal-compliance operational coordination.

Monitor regulatory developments (e.g., circulars, memoranda, and advisories issued by the SEC, BSP, AMLC and NPC) and assess their impact on the company's business.

Qualifications

Bachelor of Laws (LL.B.) degree and a valid Philippine Bar license (in good standing).

4 to 5 years of legal work experience, preferably in a law firm or in‑house environment. Experience in fintech, consumer finance, or online lending is highly preferred. At least 3 years of compliance work experience in the financial industry.

Strong understanding of local laws and regulations, including but not limited to financial regulations, consumer protection laws, data privacy rules, and digital lending transactions.

Clear contract drafting skills, sharp legal research abilities, and strong negotiation skills.

Highly responsible, detail‑oriented, and an excellent team player with strong interpersonal and communication skills, capable of managing multiple priorities and working independently in a fast‑paced environment.

Prior experience working in a multinational company or joint venture is an advantage.

In‑depth understanding of Philippine financial regulations, including the Anti‑Money Laundering Act (Republic No. 9160, as amended) and related BSP, SEC and AMLC compliance requirements.

Possession of a recognized AML/CFT compliance certification (e.g., a Certified Anti‑Money Laundering Specialist credential) is an advantage.

Fluent in English (spoken and written) for regulatory and legal communication.

Demonstrated ability to independently handle statutory compliance filings and reporting obligations, such as SEC periodic filings (e.g., General Information Sheet and Audited Financial Statements), BSP regulatory reports, AMLC covered/suspicious transaction reporting, and NPC data privacy registration and annual compliance filings.