Business Risk Officer

Bank of the Philippine Islands (BPI); Philippines; On-site; PHP 900,000 - 1,200,000; Full time

Job summary

Bank of the Philippine Islands (BPI) is seeking a Business and Risk Officer to design, develop, deploy, and maintain the MIS and analytics framework and reports needed for performance tracking, portfolio management, strategy formulation, profitability analysis, and business development.

The BRO will analyze internal data, business analytics, digital analytics, market and consumer research to identify growth opportunities and help influence data-driven decisions and action planning for both

Qualifications

• Bachelor's degree in Statistics, Mathematics, Economics, Data Science, or Engineering.
• At least 2 years of experience in business analytics, data science or related disciplines in consumer lending or distribution.
• Proficient in data/analytical tools (e.g. SAS and Tableau).
• Strong analytical and problem-solving skills.

Responsibilities

• Lead the design and development of analytical projects designed to understand key business behaviors that drive customer acquisition, retention, and engagement.
• Work with various internal and external business units (Marketing, Credit Risk, IT/BW, enterprise customer intelligence, CRM, external research agencies, etc.) to identify gaps, develop a learning agenda, create research plans and design business studies.
• Provide support to Portfolio Management, Marketing and Sales teams in designing and executing their acquisition and portfolio action campaigns.
• Ensure generation of accurate and timely MIS that provides thorough understanding of portfolio risk and supports what-if analysis and forecasting.
• Monitor and manage portfolio delinquency, risk-adjusted margins and loan loss provisioning within target level.

Skills

Analytical skills

SAS

Tableau

Education

Bachelor's degree in Statistics, Mathematics, Economics, Data Science, or Engineering

Tools

SAS

Tableau

Job description

The Business and Risk Officer (BRO) will cover the design, development, deployment, and maintenance of the business intelligence reporting scheme, tools and data marts essential in building the entire MIS and analytics framework and reports needed by the business for performance tracking, portfolio management, strategy formulation, profitability analysis and business development.

It will also be responsible for utilizing and analyzing various business intelligence sources (internal data, business analytics, digital analytics, market, and consumer research) to identify business growth opportunities and help influence and enable data-driven decisions and action planning for both strategic and tactical business growth strategies.

Responsibilities:

• Lead the design and development of analytical projects designed to understand key business behaviors that drive customer acquisition, retention, and engagement.
• Work with various internal and external business units (i.e. Marketing, Credit Risk, and IT/Business Data Warehousing, enterprise customer intelligence, CRM, external research agencies, etc.) to identify gaps, develop a learning agenda, create research plans and design business studies and innovation-focused insight generation activities.
• Provide support to the Portfolio Management, Marketing and Sales teams in designing and executing their acquisition and portfolio action campaigns.
• Ensure generation of accurate and timely MIS that provides thorough understanding of portfolio risk, allows for what-if analysis/forecasting portfolio trends, support hypothesis testing, and effective feedback into product design
• Monitor and manage portfolio delinquency, risk-adjusted margins and loan loss provisioning within target level.

Qualifications:

• Bachelor's Degree in Statistics, Mathematics, Economics, Data Science, or Engineering
• At least 2 years of experience in business analytics, data science/analytics or related disciplines in a consumer lending and/or distribution industry
• Proficient in data/analytical tools (e.g. SAS and Tableau)
• Strong analytical and problem-solving skills