B2B Portfolio Risk Leader — Data-Driven FinTech

GCash; Metro Manila; On-site; PHP 1,000,000 - 1,800,000; Full time

Job summary

GCash in Manila seeks a Credit Risk Manager to oversee commercial lending portfolios, lead a team of risk analysts, and recommend policy changes to strengthen portfolio quality.

You will track performance, generate risk reports, and perform ad hoc analyses, using data analytics and SQL to drive informed decisions in a dynamic fintech environment. This role collaborates with product, operations, and analytics teams to balance growth with prudent risk management in the Philippine market.

Qualifications

• Knowledge of credit risk principles and data analytics to influence data driven decisions in managing portfolio quality.
• Knowledge of financing policies and regulations.

Responsibilities

• Perform credit risk management functions on commercial lending portfolios
• Lead and develop a group of B2B portfolio risk analysts
• Recommend policy changes to address commercial lending portfolio deterioration
• Track performance against benchmark and measure impact of implemented strategies
• Identify shifts in market/merchant behavior to create growth opportunities

Skills

Credit risk principles

Data analytics

Financing policies and regulations

Tools

SQL

Data management

Job description

GCash in Manila seeks a Credit Risk Manager to oversee commercial lending portfolios, lead a team of risk analysts, and recommend policy changes to strengthen portfolio quality.

You will track performance, generate risk reports, and perform ad hoc analyses, using data analytics and SQL to drive informed decisions in a dynamic fintech environment. This role collaborates with product, operations, and analytics teams to balance growth with prudent risk management in the Philippine market.