AU Mortgage Loan Processor/Credit Analyst - Liviti Property

St Trinity Property Group; Manila; On-site; PHP 670,000 - 949,000; Full time

Job summary

Liviti Property in Australia seeks an experienced Australian Mortgage Loan Processor / Credit Analyst based in the Philippines to support our growing finance operations and Australian mortgage team.

You will manage and process Australian residential mortgage applications from submission through to approval and settlement, assess income and servicing, liaise with brokers and lenders, and ensure compliance across the lending process.

Qualifications

• Minimum 2+ years of Australian mortgage experience.
• Experience as Mortgage Loan Processor, Credit Analyst, Parabroker, Mortgage Broker Support, Loan Administrator, or similar AU mortgage role.
• Strong understanding of the Australian residential mortgage lending process.
• Strong knowledge of income verification, servicing calculations, loan structures, and lender policies.
• Excellent attention to detail, handling sensitive financial information and strong organisational skills.
• Ability to manage multiple loan applications and competing deadlines.
• Strong written and verbal communication skills.
• Proactive approach to following up applications and resolving outstanding requirements.

Responsibilities

• Manage and process Australian residential mortgage applications from submission through to approval and settlement.
• Review borrower identification, income, financials, assets, liabilities, and supporting docs.
• Conduct income, servicing, and preliminary borrowing capacity assessments.
• Prepare accurate and complete loan applications for submission to lenders.
• Liaise with mortgage brokers, lenders, BDMs, clients, and other stakeholders.
• Monitor applications and proactively follow up on outstanding requirements.
• Review lender policies and assist with identifying suitable lending options.
• Assist with credit assessment and ensure applications meet lender requirements.
• Track loan milestones from submission to settlement.
• Identify potential issues or missing information delaying an application.
• Maintain accurate records and ensure documentation is stored and updated.
• Support Liviti Finance and Property Investment teams with mortgage-related requirements.
• Ensure applications are processed efficiently with high accuracy and compliance.

Skills

Australian mortgage experience

Income verification

Attention to detail

Communication skills

Multi-tasking

Tools

Infynity

BrokerEngine

MyCRM

Mercury

Salestrekker

ApplyOnline

Job description

Liviti Property is a leading Australian property investment advisory company helping clients build long-term wealth through strategic property investment. As part of our broader property and finance ecosystem, our team works closely with clients, brokers, lenders, and property professionals throughout the investment and lending journey.

We are looking for an experienced Australian Mortgage Loan Processor / Credit Analyst based in the Philippines to support our growing finance operations and Australian mortgage team.

WHAT YOU'LL BE DOING

• Manage and process Australian residential mortgage applications from submission through to approval and settlement
• Review borrower identification, income, financial, asset, liability, and supporting documentation
• Conduct income, servicing, and preliminary borrowing capacity assessments
• Prepare accurate and complete loan applications for submission to lenders
• Liaise with mortgage brokers, lenders, BDMs, clients, and other stakeholders
• Monitor applications throughout the lending process and proactively follow up on outstanding requirements
• Review lender policies and assist with identifying suitable lending options
• Assist with credit assessment and ensure applications meet lender requirements
• Track loan milestones including submission, assessment, conditional approval, formal approval, valuation, and settlement
• Identify potential issues or missing information that may delay an application
• Maintain accurate records and ensure all documentation is properly stored and updated
• Support the broader Liviti Finance and Property Investment teams with mortgage-related requirements
• Ensure applications are processed efficiently while maintaining a high level of accuracy and compliance

Requirements

• Minimum 2+ years of Australian mortgage experience
• Previous experience as a Mortgage Loan Processor, Credit Analyst, Parabroker, Mortgage Broker Support, Loan Administrator, or similar AU mortgage role
• Strong understanding of the Australian residential mortgage lending process
• Strong knowledge of income verification, servicing calculations, loan structures, and lender policies
• Excellent attention to detail, handling sensitive financial information and strong organisational skills
• Ability to manage multiple loan applications and competing deadlines
• Strong written and verbal communication skills
• Proactive approach to following up applications and resolving outstanding requirements

WHAT WE'RE LOOKING FOR

• Minimum 2+ years of Australian mortgage experience
• Previous experience as a Mortgage Loan Processor, Credit Analyst, Parabroker, Mortgage Broker Support, Loan Administrator, or similar AU mortgage role
• Strong understanding of the Australian residential mortgage lending process
• Strong knowledge of income verification, servicing calculations, loan structures, and lender policies
• Excellent attention to detail, handling sensitive financial information and strong organisational skills
• Ability to manage multiple loan applications and competing deadlines
• Strong written and verbal communication skills
• Proactive approach to following up applications and resolving outstanding requirements

MORTGAGE PLATFORM EXPERIENCE IS A MUST

• Infynity
• BrokerEngine
• MyCRM
• Mercury
• Salestrekker
• ApplyOnline

WHAT SUCCESS LOOKS LIKE

In this role, you'll be responsible for helping ensure that Liviti's mortgage applications move efficiently, accurately, and proactively from application through to settlement.

The successful candidate will be someone who doesn't simply process paperwork, but understands why an application may be delayed, what lenders are looking for, and what needs to happen next to keep the transaction moving.

WORK SETUP

• Full-time
• Remote
• Philippines based
• Working hours aligned with Australian business hours
• Working closely with Liviti's Australian-based Property Investment and Finance teams

Benefits

WHY JOIN LIVITI PROPERTY?

You'll be joining a growing Australian property investment business operating across property, finance, and wealth creation, with the opportunity to work alongside experienced Australian property and mortgage professionals.

If you have strong Australian mortgage experience, understand the lending process from application through settlement, and are confident working across Australian mortgage platforms, we'd love to hear from you.