AU Mortgage Broker - PAYG Experience (Homebased)

Outsourced; Philippines; On-site; USD 75,000 - 105,000; Full time

Job summary

Outsourced is hiring a Homebased AU Mortgage Broker with at least 5 years in loan processing and credit analysis. You will prepare and submit NCCP-compliant applications, liaise with clients, brokers, and lenders, and drive applications toward settlement from a remote home office.

You bring expertise in mortgage structuring, strong attention to detail, and proficiency with AOL and CRM platforms. This full-time role supports a global client base with flexible, asynchronous collaboration.

Qualifications

• 5+ years in credit analysis and/or loan processing.
• Experience with AOL (Apply Online) to manage deals end-to-end.
• Familiarity with NCCP documentation and mortgage reporting.

Responsibilities

• Communicate with clients to gather information and identify gaps.
• Analyze financials to assess borrowing capacity and loan suitability with compliance notes.
• Prepare, package, and submit loan applications and supporting documents.
• Coordinate with clients, brokers, and lenders to progress applications to settlement.
• Monitor applications and ensure settlements are completed with authorities.

Skills

Credit analysis

Loan processing

AOL experience

Client management

Attention to detail

Multi-tasking

Loan structuring

Education

Dip FMBM

Cert IV in Finance & Mortgage Broking

Tools

Mercury

Flex

Symmetry

Podium

Sales trekker

Job description

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AU Mortgage Broker - PAYG Experience (Homebased)

Full Time Employee

Job Summary

Loan Processor/Credit Analyst with 5+ years' experience in loan processing, credit analysis, AOL, client management, compliance, and settlements.

Job Description

About Us:
Outsourced. ph is a leading ISO-certified Philippines offshore outsourcing company that provides dedicated remote staff to some of the world's leading international companies. Outsourced is recognized as one of the Best Places to Work and has achieved Great Place to Work Certification. We are committed to providing a positive and supportive work environment where all staff can thrive. As an Outsourced staff member, you will enjoy a fun and friendly working environment, competitive salaries, opportunities for growth and development, work-life balance, and the chance to share your passion with a team of over 1,000 talented professionals

• Communicating with clients to gather information, update records, and identify/document gaps in supporting documents
• Analysing and verifying financial data to assess borrowing capacity and loan suitability, with clear compliance notes
• Preparing, packaging, and submitting loan applications (including NCCP documentation, statements of advice, valuations, pricing requests, and property reports)
• Liaising with clients, brokers, lenders, and assessors to progress and finalise applications, manage exceptions, and resolve issues
• Monitoring applications daily, providing updates, and ensuring settlements are ready with all authorities in place
• Managing post-settlement processes, including client loan breakdowns, discharges, loan maintenance, and bi-annual reviews
• Driving workflow and process improvements to improve efficiency and client experience
• Collaborating with directors, brokers, and partners to ensure a seamless, first-class service from start to settlement

Your Qualifications & Skills for Success

• A genuine passion for broking and finance (Dip FMBM or Cert IV in Finance & Mortgage Broking preferred)
• Minimum 5 years' experience in credit analysis and/or loan processing
• Experience required with Apply Online (AOL) to manage deals start to settlement
• Experience with CRM's such as Mercury, Flex, Symmetry, Podium, Sales trekker is beneficial
• Exceptional attention to detail with a commitment to accuracy
• Strong ability to multi-task, prioritise workloads, and manage expectations in a fast-paced environment
• Solid understanding of how to interpret complex income structures/financials and assess appropriate loan structuring options (highly regarded, especially understanding self employed financials)

Work Location

• Homebased
• 7AM - 4PM PH time, Monday to Friday
• Should have strong internet connection (minimum of 20 mbps)
• Should have own Laptop/PC (minimum of i5 8GB RAM)

Note:As part of our recruitment process, we conduct a background check on all hired candidates. Please ensure that all required documents are prepared and submitted promptly.