AU Credit Analyst (Permanent WFH + HMO + Day-shift)

Koruna Assist Pty Ltd; Cebu City; Remote; PHP 240,000 - 420,000; Full time

Benefits offered by this job

Health Coverage

Annual Physical Check-up and Wellness

Competitive Salary

Incentives + Bonuses

Paid Time Off + Birthday Leave

2 weeks paid off over Christmas

Remote work arrangement

Positive Work Culture

Career growth and training

Job summary

Koruna Assist Back Office Solution Inc. seeks a mortgage loan processor to manage pre-credit functions across loan types. You will assess income, serviceability and equity, and develop strategies to meet clients’ needs while liaising with clients and credit teams.

Work is regular hours with a remote-friendly setup; the role offers health coverage, wellness perks, bonuses, PTO and Christmas leave, and opportunities for career growth within a supportive team.

Qualifications

• Minimum 3 years’ experience in mortgage broking, lending, or credit support.
• Confident understanding of residential home loan credit policy.
• Experience using ApplyOnline and/or aggregator platforms.
• Strong analytical skills and attention to detail.
• Excellent written and verbal English.
• Comfortable working autonomously and managing multiple files simultaneously.

Responsibilities

• Full responsibility for pre-credit functions of the loan process for any types of loans.
• Assessing client’s income, serviceability, and available equity.
• Assessing client’s financial status and requirements and developing financial strategies to meet client’s needs and best interest.
• Researching and analyzing financial products that best meet client’s requirements.
• Completing and submitting loan application processes on behalf of clients.
• Preparing loan and mortgage documents which set out all terms and conditions of the finance.
• Liaising with clients during the pre-assessment process through to loan settlement.
• Dealing with clients, bank BDMs (Business Development Managers), and credit teams directly as well as internal stakeholders.

Skills

Mortgage broking experience

Credit policy understanding

Analytical skills

Attention to detail

English proficiency

Autonomy

ApplyOnline

Job description

Koruna Assist Back Office Solution Inc.
Website: https://www.korunaassist.com
Working Hours: Regular Hours, Monday-Friday, 7 AM-4 PM (Fixed day shift and weekends off!)

Job Qualifications:

• Minimum 3 years’ experience in mortgage broking, lending, or credit support

• Confident understanding of residential home loan credit policy

• Experience using ApplyOnline and/or aggregator platforms

• Strong analytical skills and attention to detail

• Excellent written and verbal English

• Comfortable working autonomously and managing multiple files simultaneously

Job Responsibilities:

• Full responsibility for pre-credit functions of the loan process for any types of loans

• Assessing client’s income, serviceability, and available equity

• Assessing client’s financial status and requirements and developing financial strategies to meet client’s needs and best interest

• Researching and analyzing financial products that best meet client’s requirements

• Completing and submitting loan application processes on behalf of clients

• Preparing loan and mortgage documents which set out all terms and conditions of the finance

• Liaising with clients during the pre-assessment process through to loan settlement

• Dealing with clients, bank BDMs (Business Development Managers), and credit teams directly as well as internal stakeholders

Benefits and perks:

• Health Coverage depending on type of contract

• Annual Physical Check-up and Wellness Perks

• Competitive Salary

• Incentives + Bonuses

• Paid Time Off + Birthday Leave

• 2 weeks paid off over Christmas

• Remote work arrangement

• Positive Work Culture, Fun Friday Activities, Recognitions

• Opportunity for career growth, training, and development opportunities