Job Description:
The Assistant Business Manager (ABM) oversees overall branch operations and ensures efficient, accurate and timely service delivery across all customer segments - aligned with the Bank's business objectives, policies, controls, and regulatory standards.
Responsibilities
Transaction Processing
- Approves branch transactions within authority limits and secures approval for transactions beyond scope
- Reviews and approves OTC and auxiliary transactions (deposits, withdrawals, FX, remittances, checkbook requests, etc.)
- Approves account openings and customer record updates
- Ensures complete KYC and transaction documentation
- Monitors time deposit maturities and conducts enhanced due diligence when needed
Operations, Control & Risk Management
- Ensures strong audit ratings and compliance with internal and regulatory requirements
- Conducts branch risk assessments and addresses control gaps
- Submits regulatory reports (e.g., STRs, crime/loss reports)
- Acts as custodian for cash-in-vault and accountable items
- Ensures accurate balancing, timely reconciliation, and proper safekeeping of branch records
- Monitors receivables, provisions for losses, and renewal of permits
- Oversees branch facilities, security, housekeeping, and FFE inventory
Customer Service
- Manages end-to-end customer experience within the branch
- Addresses inquiries, concerns, and complaints within prescribed TAT
- Ensures strong customer satisfaction scores
- Supports initiatives under the Bank's consumer protection program
People Management
- Leads and supervises branch personnel; sets goals and provides continuous coaching
- Ensures staff training, certifications, and performance reviews
- Recommends promotions and manages disciplinary actions when necessary
- Oversees staff rotation, scheduling, and developmental opportunities
Other Tasks
- Performs additional functions that may be assigned from time to time
Qualifications
- Bachelor’s Degree, preferably in Business Administration or related fields
- With 3-5 years of experience in branch banking operations
- With experience in people management