Account Specialist

BFS, Inc.; Philippines; On-site; PHP 300,000 - 600,000; Full time

Job summary

BFS, Inc. seeks a motivated mortgage origination specialist in the Philippines to manage end-to-end retail mortgage processes, from lead generation to closing, and to maintain strong client relationships throughout the cycle.

You will profile clients, assess credit pre-underwriting, prepare offer term sheets, negotiate terms with borrowers, coordinate all transaction documentation, and liaise with internal teams and external partners to ensure timely approvals and smooth onboarding.

Qualifications

• University/college degree in Business or Economics.
• Background in mortgage banking, consumer lending, retail banking, property sales finance, or microfinance preferred.
• Strong negotiation, communication, and analytical skills.

Responsibilities

• Handle end-to-end retail mortgage origination activities from lead generation to deal closing.
• Profile clients, assess credit pre-underwriting, and prepare offer term sheets.
• Negotiate terms with clients and coordinate transaction documentation.

Skills

Client-facing

Negotiation skills

Attention to detail

Fast learner

People skills

Credit pre-underwriting

Education

Bachelor's degree in Business or Economics

Job description

Primarily responsible for all client-facing retail mortgage finance origination activities, covering end-to-end responsibilities, from lead generation, client profiling, credit pre-underwriting, preparation of offer term sheets, client negotiations, transaction documentation, to actual deal closing.

Candidates with university/college degrees in Business and Economics, and a professional background in mortgage banking, consumer lending, retail banking, property sales finance, or microfinance are preferred. Additionally, candidates who are driven and motivated, are fast learners in terms of technical comprehension, detail-oriented, articulate, and with very good people and negotiation skills are encouraged to apply.