Account Officer - SME Loans (Cebu)

Malayan Savings Bank; Cebu City; On-site; PHP 400,000 - 700,000; Full time

Job summary

Malayan Savings Bank in Cebu City seeks an experienced SME Loans Officer to drive new business and achieve loan targets. You will develop relationships with existing clients, prepare proposals, and analyze financial needs to tailor lending solutions for SMEs.

The role emphasizes sales, strong communication, and the ability to work toward quotas in a dynamic banking environment. A proven portfolio and SME lending background are preferred.

Qualifications

• Bachelor's/College Degree required
• Min. 3 years’ SME Loans experience preferably from a bank
• Willing to meet quotas or targets
• Applicant should have an existing portfolio
• Outstanding interpersonal and communication skills
• Customer service-oriented with exceptional sales skills

Responsibilities

• Develop new business and achieve loan volume targets for SME Loans
• Generate new business from existing clients
• Prepare proposals and analyze clients' financial needs

Skills

Interpersonal skills

Communication skills

Sales skills

Customer service

Education

Bachelor's degree

Job description

MAIN RESPONSIBILITIES:

• Responsible for developing new business and achieving loan volume targets particularly for SME Loans


• Generates new business from existing clients


• Prepare proposal and analyze financial needs of clients

QUALIFICATIONS:

• Candidate must possess at least Bachelor's/College Degree


• A minimum of 3 years’ experience in SME Loans preferably from a bank


• Willing to be given quota or targets


• Applicant should have an existing portfolio


• Outstanding interpersonal and communication skills


• Customer service-oriented with exceptional sales skills