Account Officer 1

BDO Unibank; Zamboanga City; On-site; PHP 300,000 - 520,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality, with strong customer service.

Responsibilities include soliciting microfinance loan accounts, analyzing qualifications, initiating credit/collection activities, coordinating processing, updating loan files, and driving sales to meet targets.

Qualifications

• Bachelor's degree or 4/5-year course completed.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge required.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Review and update customer loan files and agreements for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales skills

Communication

Customer service

Math basics

Microsoft Office

Education

Bachelor's degree

Tools

Word

Excel

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

Actively solicit microfinance loanaccounts to meet the business needs of the customer

Analyze overall loan applicant's qualifications to determine feasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activitiesthat will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course / Bachelor's Degree Holder

Possesses good selling, communication and customer service skills.

Must have basic mathematical knowledge.

Preferably familiar with computer software including word processing & spreadsheets.

With fieldwork and sales experience on Microfinance, an advantage.

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

Actively solicit microfinance loanaccounts to meet the business needs of the customer

Analyze overall loan applicant's qualifications to determine feasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activitiesthat will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course / Bachelor's Degree Holder

Possesses good selling, communication and customer service skills.

Must have basic mathematical knowledge.

Preferably familiar with computer software including word processing & spreadsheets.

With fieldwork and sales experience on Microfinance, an advantage.

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