Account Analyst

China Banking Corporation (CBC); Makati; On-site; PHP 223,000 - 446,000; Full time

Job summary

China Banking Corporation (CBC) in Makati is seeking an Account Analyst to support the Remedial Management Department by preparing key reports, monitoring account performance, and assisting in managing accounts under recovery.

You will coordinate with lending and booking units, track maturing loans, prepare letters, maintain borrower files, and help implement settlement plans in a fast-paced, onsite role.

Qualifications

• Degree in Finance, Accounting, Banking or related field.
• Fresh graduates are encouraged to apply.
• Strong analytical and problem-solving abilities.
• Proficient with Excel and MS Office.

Responsibilities

• Prepare and consolidate management and past-due reports for senior management and various business units.
• Coordinate with lending and booking units to ensure timely and accurate reporting.
• Monitor maturing loan obligations and track client payments.
• Conduct follow-ups and prepare reminder or demand letters; ensure compliance with credit and collateral requirements.
• Maintain complete and organized borrower credit files.
• Assist in the preparation, documentation, and implementation of settlement proposals and account resolution plans.

Skills

Analytical skills

Excel proficiency

Detail-oriented

Communication skills

Multi-tasking

Fresh graduates welcome

Education

Bachelor's degree in Finance/Accounting/Banking

Tools

Microsoft Excel

MS Office

Job description

About You & the Role

As an Account Analyst, you will support the Remedial Management Department by preparing key reports, monitoring account performance, administering loan-related requirements, and assisting in the management of accounts under recovery. This role offers valuable exposure to credit operations, loan administration, account monitoring, and cross-functional coordination within the Bank.

What You Will Be Doing

• Prepare and consolidate management and past-due reports for senior management and various business units.


• Coordinate with lending and booking units to ensure timely and accurate reporting.


• Monitor maturing loan obligations and track client payments.


• Conduct follow-ups and prepare reminder or demand letters when necessary. Ensure compliance with credit and collateral requirements, including financial statements, collateral appraisals, insurance policies, and other documentary submissions.


• Maintain complete and organized borrower credit files.


• Assist in the preparation, documentation, and implementation of approved settlement proposals and account resolution plans.

What Success Looks Like

• Reports are submitted accurately and on time.


• Assigned accounts are properly monitored and administered.


• Credit files and account records remain complete, accurate, and organized.


• Settlement and account management activities are executed efficiently and in accordance with approved plans.


• Strong working relationships are maintained with lending, booking, and support units across the Bank.

Qualifications We Value

• Bachelor's degree in Finance, Accounting, Banking, Economics, Business Administration, or any related field.


• Fresh graduates are encouraged to apply.


• Strong analytical and problem-solving skills.


• Proficient in Microsoft Excel and other Microsoft Office applications.


• Detail-oriented with the ability to handle and analyze large volumes of data accurately.


• Good written and verbal communication skills.


• Ability to coordinate effectively with various business units and stakeholders.


• Knowledge of banking operations, credit administration, loan processing, or financial analysis is an advantage.


• Capable of working in a fast-paced environment and managing multiple tasks simultaneously.


• Willing to report onsite in Makati.