Accounts Specialist - Corporate Banking (Binondo)

RCBC; Manila; On-site; PHP 240,000 - 480,000; Full time

Job summary

RCBC in Manila seeks an Account Specialist to support relationship management and client servicing while coordinating transactions and ensuring compliance. The role provides mentoring from a Relationship Manager and opportunities to identify new business and cross-sell banking services.

Fresh graduates in business/finance with credit/financial analysis background are welcome; Japanese language skills are a plus.

Qualifications

• Graduate in business or finance.
• Background in credit/financial analysis.
• Fresh graduates welcome to apply.
• Knowledge of banking practices and regulatory policies.
• Willing to be assigned in Binondo, Manila.

Responsibilities

• Handle day-to-day transactions of clients.
• Manage documentation and compliance and ensure information is updated.
• Generate collateral business and deposits from clients and promote other services of the bank.
• Solicit new, quality clients.
• Package credit accommodations and gather all pertinent documents for credit accommodations.
• Monitor loan and TR maturities.
• Monitor activity of borrowing and non-borrowing accounts.

Skills

Customer service

Communication

MS Office

Attention to detail

Sales ability

Teamwork

Education

Bachelor's in Business/Finance

Tools

MS Office

Job description

• The Account Specialist position offers an excellent opportunity to prepare for a successful career as a Relationship Manager. This role is ideal for developing skills in client engagement and account management and contributing to delivering comprehensive financial solutions.
• Why become an Account Specialist?
• Receive mentoring from an experienced Relationship Manager and gain insights into client servicing, transaction coordination, and working with different departments.
• Build a foundation in relationship management with the necessary tools to identify new business opportunities and understand the intricacies of client needs and compliance requirements.

Job Summary

• The Account Specialist position offers an excellent opportunity to prepare for a successful career as a Relationship Manager. This role is ideal for developing skills in client engagement and account management and contributing to delivering comprehensive financial solutions.
• Why become an Account Specialist?
• Receive mentoring from an experienced Relationship Manager and gain insights into client servicing, transaction coordination, and working with different departments.
• Build a foundation in relationship management with the necessary tools to identify new business opportunities and understand the intricacies of client needs and compliance requirements.

How will you contribute?

• Responsible for handling the day-to-day transactions of clients
• Manages the documetation and compliance and ensures that all required information are updated
• Generate collateral business and deposits from clients and promotes other services of the bank
• Solicit new, quality clients
• Packages credit accomodations, and gathers all pertinent documents for credit accommodations.
• Monitors loan/TR maturities
• Monitors activity of borrowing and non-borrowing accounts

What will make you successful?

• A graduate of any business and finance course.
• Preferably with general banking experience but fresh graduates are welcome to apply
• Must have with background in credit/financial analysis
• Ability to speak Nihongo would be advantageous but not required
• Knowledge of banking practices as well as regulatory policies, systems and procedures
• Has the ability to conduct and facilitate meetings effectively and interact with top management
• Can remain calm during uncomfortable interactions with a small group or when faced with stressful situations
• Hardworking, organized and results/target-oriented
• Must detail-oriented and have keen sense and initiative in developing better systems or guidelines
• Proficient in the use of MS Office Applications e.g., Word, Excel, Powerpoint
• Willing to be assigned in Binondo, Manila