Senior Property Finance Relationship Lead

Westpac New Zealand Limited

Wellington

Hybrid

NZD 100,000 - 140,000

Full time

11 days ago

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Benefits offered by this job

4 weeks holidays

Wellbeing leave

Parental leave

Volunteer days

Job summary

Westpac New Zealand Limited is seeking a Senior Relationship Associate to support a sophisticated property finance portfolio in Wellington. You will partner with Relationship Managers to drive growth, manage risk, and improve customer outcomes across complex lending structures.

The role requires deep property industry knowledge, strong credit capability, and advanced financial modelling. You will contribute to market intelligence and strategic discussions while supporting portfolio stewardship

Qualifications

5+ years' experience in property finance or related banking fields.
Strong credit assessment and financial analysis capabilities.
Ability to assess complex lending structures and risks.

Responsibilities

Act as a senior portfolio specialist supporting a complex portfolio of property customers.
Partner with Relationship Managers to deliver growth, retention, and risk outcomes.
Lead the preparation of high-quality credit submissions involving complex lending structures.
Undertake detailed financial modelling, feasibility assessment, and transaction analysis.
Monitor portfolio risk, covenant performance, market developments, and customer activity.
Identify emerging risks and recommend mitigation strategies.
Conduct annual reviews and maintain portfolio management disciplines.
Provide market insight and sector intelligence to support customer conversations and business development.
Identify opportunities to deepen customer relationships and deliver banking solutions.
Build trusted relationships with customers, advisers, valuers, and internal stakeholders.
Coach less experienced team members; act as escalation point for complex matters.