Senior Portfolio Risk Analyst: Data-Driven Strategy

Finance Now; Auckland; On-site; NZD 120,000 - 180,000; Full time

Job summary

Finance Now, a New Zealand financial services company and SBS Bank subsidiary, seeks a Senior Portfolio Risk Analyst to turn data into actionable insights that improve lending and collections performance.

You'll collaborate with Credit Risk, Collections, Sales, and Data & Insights to monitor portfolio indicators, identify risks and opportunities, and drive continuous improvement in reporting and processes.

Qualifications

• Proven experience in portfolio analytics or credit risk.
• Strong analytical and problem-solving skills.
• Advanced SQL skills with large datasets.
• Experience automating reporting and analytics.
• Excellent stakeholder management and communication.
• Experience in financial services is valued.

Responsibilities

• Monitor and analyse key portfolio performance indicators.
• Track delinquency, roll rates, cures, recoveries.
• Analyse application trends, vintage performance, credit quality.
• Identify emerging portfolio risks and opportunities.
• Develop and refine collections and recoveries segmentation.
• Automate portfolio reporting and analytics tools.
• Improve risk monitoring processes and procedures.
• Support strategic initiatives through analysis.

Skills

Portfolio analytics

Credit risk

SQL

Automated reporting

Stakeholder management

Data analysis

Job description

Finance Now, a New Zealand financial services company and SBS Bank subsidiary, seeks a Senior Portfolio Risk Analyst to turn data into actionable insights that improve lending and collections performance.

You'll collaborate with Credit Risk, Collections, Sales, and Data & Insights to monitor portfolio indicators, identify risks and opportunities, and drive continuous improvement in reporting and processes.