Senior Life Underwriter - Flexible NZ Role with Impact

Fidelity Life; New Zealand; Remote; NZD 120,000 - 180,000; Full time

Benefits offered by this job

Additional leave benefits

Fully subsidised group life insurance

Trauma insurance for eligible permanan

Job summary

Fidelity Life in New Zealand is seeking an experienced Senior Underwriter to join a skilled underwriting team. You will make balanced, commercially sound and timely underwriting decisions while delivering a market-leading experience for advisers and customers.

This permanent, full-time role is based anywhere in New Zealand with flexible working arrangements and no set days in the office. You will own life insurance applications end-to-end, assess medical and financial risks, and work with

Qualifications

• Senior life underwriting experience across medical, financial, occupational and avocational risks.
• Experience handling complex, non-standard or high-sum insured applications within delegated authorities and referral pathways.
• Knowledge of underwriting guidelines, reinsurer treaty arrangements, systems, software and processes.

Responsibilities

• Own life insurance applications end-to-end, making clear and well-reasoned decisions within delegated authority.
• Assess medical, financial, occupational and avocational risks, including complex, non-standard and high-sum insured applications.
• Balance customer outcomes, adviser expectations, commercial considerations and prudent risk management.
• Build trusted relationships with advisers and strategic partners through practical guidance and clear communication.
• Use telephone underwriting, adviser conversations and customer communication to gather information and move applications forward.
• Escalate or refer cases to reinsurers, the Chief Medical Officer or the Underwriting Team Manager.
• Maintain clear, accurate and defensible records of underwriting decisions, referrals and supporting rationale.
• Share technical knowledge, support colleagues and contribute to quality reviews and team capability.

Skills

Advanced underwriting judgment

Commercial acumen

Clear decision-making

Adviser/stakeholder communication

Attention to detail

Documentation discipline

Team coaching & collaboration

Education

Tertiary qualification (medical background advantageous)

Job description

Fidelity Life in New Zealand is seeking an experienced Senior Underwriter to join a skilled underwriting team. You will make balanced, commercially sound and timely underwriting decisions while delivering a market-leading experience for advisers and customers.

This permanent, full-time role is based anywhere in New Zealand with flexible working arrangements and no set days in the office. You will own life insurance applications end-to-end, assess medical and financial risks, and work with