Senior Associate - Property Finance

ASAP Finance; Auckland; On-site; NZD 120,000 - 180,000; Full time

Job summary

ASAP Finance in Auckland is seeking a Senior Associate to support origination, assessment, and management of residential, commercial, and development finance.

You will conduct due diligence, review security and legal documents, liaise with clients, brokers, and internal teams, and contribute to portfolio reporting and product development initiatives.

Qualifications

• Strong financial analysis and credit assessment skills for property-related transactions.
• Experience with cash flow modelling, feasibility reviews, and risk evaluation.
• Ability to manage multiple deals and meet deadlines with attention to detail.

Responsibilities

• Support origination, assessment, and management of residential, commercial, and development finance transactions.
• Conduct due diligence on borrowers and projects; review security and legal documentation.
• Coordinate valuations and feasibility assessments; liaise with clients, brokers, and internal stakeholders.
• Monitor loan performance; assist with portfolio reporting and process improvements.

Skills

Financial analysis

Credit assessment

Relationship management

Organizational skills

Time management

Communication of complex concepts

Education

Bachelor’s degree in finance, accounting, business, economics, or related field

CA or CFA (advantage)

Tools

Excel

Word

PowerPoint

Job description

ASAP Finance is one of New Zealand’s leading non-bank lenders, specializing in first mortgage finance on residential and commercial properties. Since 2004, the company has partnered with investors, developers, and builders to deliver innovative and competitive property funding solutions nationwide. The team combines deep industry expertise with practical development experience, enabling tailored support across diverse funding requirements. ASAP Finance has facilitated over $2 billion in funding and offers value-add services such as pre-sale underwriting, joint venture opportunities, and a broad range of funding products including development and construction finance, bridging finance, and private equity solutions.

Role Description

The Senior Associate role at ASAP Finance is a full-time, on-site position based in Auckland. The individual in this role will support the origination, assessment, and management of residential, commercial, and development finance transactions, including financial analysis, risk assessment, and preparation of credit proposals. Day-to-day responsibilities include conducting due diligence on borrowers and projects, reviewing security and legal documentation, coordinating valuations and feasibility assessments, and liaising with clients, brokers, and internal stakeholders throughout the lending process. The Senior Associate will monitor loan performance, assist with portfolio reporting, and contribute to process improvements and product development initiatives that enhance client experience. This role also involves collaborating closely with senior team members to ensure timely execution of funding solutions and adherence to internal policies and regulatory requirements.

Qualifications

• Strong financial analysis and credit assessment skills, including experience with cash flow modeling, feasibility reviews, and risk evaluation for property-related transactions.
• Knowledge of property finance, real estate markets, and development or construction funding, ideally within non-bank or commercial lending environments.
• Proficiency in managing client relationships, with proven ability to communicate complex financial concepts clearly and build trust with investors, developers, and brokers.
• Effective organizational and time-management skills, including the ability to handle multiple deals concurrently, meet deadlines, and maintain attention to detail in documentation and reporting.
• Comfort with using financial software tools and standard office applications (e.g., Excel, Word, PowerPoint) to prepare proposals, analysis, and presentations.
• Bachelor’s degree in finance, accounting, business, economics, or a related field; professional qualifications (e.g., CA, CFA, or similar) are an advantage.
• Prior experience in lending, banking, corporate finance, or property investment in a senior analyst or associate capacity.
• Demonstrated integrity, sound judgment, and a collaborative working style, with a commitment to delivering high-quality service to clients.