Commercial Associate

Bank of New Zealand; Queenstown; Hybrid; NZD 120,000 - 180,000; Full time

Benefits offered by this job

Flexible working

Generous leave offering

Growth and career development

Job summary

Bank of New Zealand (BNZ) is seeking an Associate Partner to grow a commercial banking career, working with experienced Partners to deliver credit-focused financial support and service to a diverse portfolio of business customers in a dynamic region of New Zealand.

You will assist with credit writing, financial analysis and portfolio management while developing strong customer relationships and leveraging BNZ’s digital channels to enhance service delivery.

Qualifications

• Experience in business banking or credit writing.
• Sound understanding of banking principles and lending processes.
• Customer-focused with ability to build long-term relationships.
• Collaborative and able to operate in a busy environment.
• Strong problem-solving and adaptability.

Responsibilities

• Support Commercial Partners with credit writing, annual reviews, covenant testing and portfolio administration.
• Analyze financial information and prepare lending proposals that support quality customer outcomes.
• Assist with credit management and annual business plan implementation for assigned portfolios.
• Develop and manage customer relationships, building referrals across BNZ and the local market.
• Help customers use BNZ digital and support channels for timely service.

Job description

Here at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise "If you can imagine a better future, let's find a way."

We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.

Mō te Tūranga | About the Role

This is a great opportunity to grow your commercial banking career, working alongside experienced Partners and gaining exposure to a diverse portfolio of business customers.

As an Associate Partner, you’ll support our Commercial Partners in delivering exceptional service to customers, with a strong focus on credit writing, financial analysis, portfolio risk monitoring and proactive customer support.

What will your day-to-day look like?

• Support Commercial Partners with credit writing, annual reviews, covenant testing and portfolio administration.
• Analyse financial information and prepare lending proposals that support quality customer outcomes.
• Assist with credit management and the implementation of annual business plans for assigned customer portfolios.
• Develop and manage customer relationships, while building strong referral connections across BNZ and the local market.
• Help customers make the most of BNZ’s digital and support channels, ensuring they receive timely and appropriate service.

What will you bring?

This role would suit someone looking to take the next step toward a future relationship management or commercial banking career pathway. You’ll bring curiosity, strong attention to detail, and a genuine interest in supporting business customers to succeed. You will demonstrate:

• Experience in business banking, financial modelling or credit writing. We’re also keen to hear from experienced bankers with complex lending experience, or those from a financial background who can demonstrate strong business acumen.
• A sound understanding of banking principles, lending processes and document preparation.
• A customer-focused approach and a natural ability to build trusted, long-term relationships.
• A collaborative, motivated style, with the ability to create an effective operating rhythm in a busy environment.
• Strong problem-solving skills, adaptability, and the confidence to work efficiently in a fast-paced environment.

What is the most exciting thing about this opportunity?

Banking and financial services is an exciting industry to be part of, and this role offers a fantastic platform to learn, grow and build your confidence in commercial banking. You’ll work closely with experienced Partners, gain exposure to a broad range of customers, and continue developing your technical and relationship skills.

You’ll also play an important role in supporting local businesses with the banking solutions they need to grow, adapt and succeed.

What is the team culture and environment like?

You’ll work with a high-performing, supportive team who are passionate about delivering great outcomes for customers and the local community. It’s a busy and collaborative environment where people share knowledge, support each other and take pride in the difference their work makes for business customers.

Nau Mai ki te Pēke o Aotearoa | Come to the Bank of New Zealand

Closing Date: 23 November 2026

Applications will be reviewed regularly across the advertising period, but we do reserve the right to close applications early.

Ehara taku toa i te toa takitahi, nanging he toa takitini" - Success is not the work of an individual, but the work of many.