Associate Partner - Commercial

BNZ; Rotorua; On-site; NZD 120,000 - 180,000; Full time

Benefits offered by this job

Wellbeing benefits

Flexible working

Generous leave

Job summary

BNZ is seeking an Associate Partner to support Commercial Partners in delivering exceptional service to customers, focusing on credit writing, financial analysis and portfolio risk monitoring.

You will analyse financial information, prepare lending proposals, assist with annual business plans, and build strong relationships while helping clients access BNZ's digital channels.

Qualifications

• Experience in business banking and an understanding of business lending, credit processes and financial analysis.
• Ability to interpret financial information and present clear, accurate lending proposals.
• Strong relationship-building skills and focus on customer outcomes.

Responsibilities

• Support Commercial Partners with credit writing, annual reviews, covenant testing and portfolio administration.
• Analyse financial information and prepare lending proposals that support quality customer outcomes.
• Assist with credit management and the implementation of annual business plans for assigned customer portfolios.
• Develop and manage customer relationships, while building strong referral connections across BNZ and the local market.
• Help customers make the most of BNZ's digital and support channels, ensuring timely and appropriate service.

Skills

Credit writing

Financial analysis

Portfolio management

Business banking

Customer communication

Attention to detail

Credit assessment

Job description

Jora New Zealand will close on 9th September 2026. Thank you for being with us, we are cheering you on as you continue your career journey.

Here at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise "If you can imagine a better future, let's find a way."

We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.

This is a great opportunity to grow your commercial banking career, working alongside experienced Partners and gaining exposure to a diverse portfolio of business customers.

As an Associate Partner, you’ll support our Commercial Partners in delivering exceptional service to customers, with a strong focus on credit writing, financial analysis, portfolio risk monitoring and proactive customer support.

What will your day-to-day look like?

Support Commercial Partners with credit writing, annual reviews, covenant testing and portfolio administration.

Analyse financial information and prepare lending proposals that support quality customer outcomes.

Assist with credit management and the implementation of annual business plans for assigned customer portfolios.

Develop and manage customer relationships, while building strong referral connections across BNZ and the local market.

Help customers make the most of BNZ's digital and support channels, ensuring they receive timely and appropriate service.

What will you bring?

Ideally, you’ll bring experience in business banking and an understanding of business lending, credit processes and financial analysis. However, we’re also keen to hear from experienced bankers with complex lending experience, or candidates with a strong financial background who are confident interpreting business financials and supporting quality lending decisions. You will demonstrate:

Business banking experience would be highly regarded, particularly where you have supported lending applications, credit writing or portfolio management.

Alternatively, experience in complex lending, credit assessment, financial analysis or a strong finance-related background will also be considered.

Confidence interpreting business financials, understanding customer needs and preparing clear, accurate information.

Strong attention to detail, sound judgement and the ability to manage competing priorities in a busy environment.

A professional, customer-focused approach, including confidence speaking with customers by phone when needed.

What is the most exciting thing about this opportunity?

Banking and financial services is an exciting industry to be part of, and this role offers a fantastic platform to learn, grow and build your confidence in commercial banking. You’ll work closely with experienced Partners, gain exposure to a broad range of customers, and continue developing your technical and relationship skills.

You’ll also play an important role in supporting local businesses with the banking solutions they need to grow, adapt and succeed.

What is the team culture and environment like?

You’ll work with a high-performing, supportive team who are passionate about delivering great outcomes for customers and the local community. It’s a busy and collaborative environment where people share knowledge, support each other and take pride in the difference their work makes for business customers.

Nau Mai ki te Pēke o Aotearoa| Come to the Bank of New Zealand

Ehara taku toa i te toa takitahi, engari he toa takitini" - Success is not the work of an individual, but the work of many.