Analyst Loans Management (Business)

Westpac New Zealand Limited; Auckland; In loco; NZD 70.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Wellbeing leave

Additional leave options

Banking benefits

Career growth

Parental leave

Volunteer days

Descrizione del lavoro

Westpac New Zealand is seeking a capable and resilient Analyst to join the Loans Management Business within Specialised Business Services, focusing on stressed and impaired lending exposures.

Reporting to the Manager, you’ll manage a portfolio generally <$5m TCE, risk grade E or below, and work with customers and stakeholders to develop practical, commercially sound solutions while protecting the Bank’s interests.

Competenze

• Capable and resilient Analyst to join Loans Management Business within Specialised Business Services.
• Strong financial analysis capability, including assessment of debt servicing and cashflow.
• Knowledge of lending products, credit processes and facility/security documentation.
• Ability to negotiate and influence to achieve balanced outcomes for the Bank and customers.
• Excellent communication skills, with confidence in challenging conversations.
• Sound judgement, commercial awareness and attention to detail.
• Resilience to operate calmly in high-pressure situations.
• Collaborative yet autonomous, able to manage competing priorities.

Mansioni

• Managing strategies for a portfolio of stressed and impaired lending exposures.
• Analysing financial statements, budgets and cashflow forecasts to inform credit decisions.
• Preparing credit and funding submissions, and interim, quarterly and annual reviews.
• Setting and reviewing Risk Grades, Security Quality Indicators and provision requirements.
• Engaging with customers to explore rehabilitation or exit strategies where appropriate.
• Liaising with external parties including solicitors, accountants, valuers and insolvency practitioners.
• Maintaining accurate file notes, reporting and system records.
• Working collaboratively across the LMB and wider Risk teams to manage workflows and outcomes.
• Strong financial analysis capability, including assessment of debt servicing and cashflow.
• Knowledge of lending products, credit processes and facility/security documentation.
• Negotiating and influencing to achieve balanced outcomes for the Bank and customers.
• Communicating effectively in challenging conversations.
• Applying sound judgement and commercial awareness.
• Maintaining professionalism under pressure.
• Collaborating with team while managing priorities.

Descrizione del lavoro

Competitive salary + market leading benefits

Specialised Business Services | Risk

Full time

Analyst – Loans Management Business

Mō te tūranga | About the role

At Westpac New Zealand, we have a proud heritage and a strong commitment to supporting our customers, communities and people. We’re looking for a capable and resilient Analyst to join our Loans Management Business (LMB) team within Specialised Business Services, where you’ll play a key role in managing stressed and impaired lending exposures.

Reporting to the Manager, Loans Management Business, you’ll be responsible for managing a portfolio of stressed loans and impaired assets (generally <$5m TCE, Risk Grade E or below). Your focus will be on achieving effective and timely run‑off outcomes while balancing recovery, customer rehabilitation and risk management.

You’ll work closely with customers, internal stakeholders and external advisors to develop practical, commercially sound solutions that protect the Bank’s interests while treating customers fairly and professionally.

Key responsibilities:

• Managing strategies for a portfolio of stressed and impaired lending exposures
• Analysing financial statements, budgets and cashflow forecasts to inform credit decisions
• Preparing credit and funding submissions, along with interim, quarterly and annual reviews
• Setting and reviewing Risk Grades, Security Quality Indicators and provision requirements
• Engaging with customers to explore rehabilitation or exit strategies where appropriate
• Liaising with external parties including solicitors, accountants, valuers and insolvency practitioners
• Maintaining accurate file notes, reporting and system records
• Working collaboratively across the LMB and wider Risk teams to manage workflows and outcomes
• Strong financial analysis capability, including assessment of debt servicing and cashflow
• Knowledge of lending products, credit processes and facility/security documentation
• The ability to negotiate and influence to achieve balanced outcomes for the Bank and customers
• Excellent communication skills, with confidence in having challenging and sensitive conversations
• Sound judgement, commercial awareness and attention to detail
• The resilience to operate calmly and professionally in high‑pressure or difficult situations
• A collaborative mindset, with the ability to work autonomously and manage competing priorities

Westpac Hei Wāhi Mahi | Working at Westpac

Immersing yourself in a supportive team environment, and receive some of the best banking, and lifestyle benefits in the market along with:

• 4 weeks standard holiday + 5 additional days of wellbeing leave to support you to be your best
• Additional purchased leave options up to 4 weeks per year
• Banking benefits, insurance discounts and superannuation scheme
• Career growth – we promote internal capability; we have programmes that recognise star performers
• Generous parental leave – and top up government paid parental leave
• School holiday subsidy - help you balance work and family during school holiday
• 2 Volunteer days per year

Ko mātou tēnei | Our Organisation

At Westpac, we’re working together to build a fairer and stronger New Zealand for our people, customers, and communities. For over 160 years we’ve been driven by our purpose to Create Better Futures Together.

What makes us unique are the incredible people we’re lucky enough to have walk through our doors every day. The giant ‘W’ on our building doesn’t just stand for Westpac – it says, double you. We’re a place that values, rewards and recognises individuality. Where you can be your whole self, your true self, and your best self. We’re recognised as a place where talent is developed, where passions are fuelled and where ambitions of all shapes and sizes thrive. And it all starts with you!

Our aim is to be brave challengers, celebrating our differences and relentlessly advocating for our customers. It starts with us – we believe that when we care deeply and do our best for our people, they’ll do their best for our customers. We encourage people from all walks of life to apply, including those who are neurodivergent, have chronic health conditions or disabilities – your attitude and passion are as important to us as your experience, qualifications and capabilities.

Applications close: 14 November 2026