Shape Danish Credit Risk: Data-Driven Risk Manager

NOBA Bank Group; Bærum; Hybrid; NOK 900,000 - 1,200,000; Full time

Job summary

NOBA Bank Group is seeking a Risk Manager to oversee the Danish unsecured portfolio, driving data-driven monitoring and improving credit risk decisions. You will collaborate with multiple departments to embed risk insights into business processes and foster continuous improvement across underwriting and analytics teams.

The role emphasizes cross-border experience, Danish regulatory knowledge, and fluent Danish and/or Norwegian communication, with a flexible location option including the Oslo

Qualifications

• Minimum 3 years of experience in credit risk in Denmark.
• Knowledge of Danish credit bureau data and regulatory requirements.
• Degree in a quantitative field (Economics, Finance, Statistics, Data Science).
• Experience with analytical tools (R, Python, SAS, SQL, or Databricks).
• Fluency in Danish and/or Norwegian.

Responsibilities

• Collaborate with business, product, and cross-functional teams on projects and initiatives, providing credit risk expertise into business decisions.
• Work with data and data structures to ensure we have the right foundation for monitoring initiatives and processes, and to connect these insights directly to business and credit risk outcomes.
• Contribute to continuous improvement of credit risk strategies, tools, process improvements and efficiency within credit risk operations.
• Develop and enhance data-driven monitoring and reporting to support proactive risk management.
• Understand how data flows through our systems and processes, and leverage this knowledge to identify business opportunities, improve decision-making, and optimize operations.
• Communicate findings and recommendations clearly to both technical and non-technical audiences.
• Collaborate on various tasks within Credit Underwriting & Decision Analytics to support our continuous improvement journey.

Skills

Credit risk

Analytical thinking

Communication

Danish language

Norwegian language

Education

Quantitative degree

Tools

R

Python

SAS

SQL

Databricks

Job description

NOBA Bank Group is seeking a Risk Manager to oversee the Danish unsecured portfolio, driving data-driven monitoring and improving credit risk decisions. You will collaborate with multiple departments to embed risk insights into business processes and foster continuous improvement across underwriting and analytics teams.

The role emphasizes cross-border experience, Danish regulatory knowledge, and fluent Danish and/or Norwegian communication, with a flexible location option including the Oslo