Mortgage Loan Originator

Placements24; Netherlands; Hybrid; EUR 19,000 - 28,000; Full time

Benefits offered by this job

Base salary + commission

Health benefits

Sales training

Hybrid work (Welkom)

Marketing resources

Job summary

Placements24 seeks a driven Mortgage Loan Originator in Welkom to guide clients through the mortgage process from inquiry to closing, leveraging lending guidelines and product knowledge. The role emphasizes sales, relationship building with real estate partners, and accurate documentation in a hybrid work setup.

The position offers a competitive commission structure, comprehensive benefits, and opportunities for professional development within a dynamic team.

Qualifications

• Proven track record in mortgage loan origination or direct sales.
• Solid understanding of mortgage lending regulations and underwriting guidelines.
• Excellent communication, interpersonal, and negotiation skills.

Responsibilities

• Generate new mortgage loan business through networking, client referrals, and marketing efforts.
• Interview prospective borrowers to gather detailed financial and personal information.
• Advise clients on appropriate mortgage products and loan terms based on their financial situation.
• Guide clients through the entire loan application process, ensuring all documentation is complete and accurate.
• Maintain up‑to‑date knowledge of lending policies, procedures, and regulatory requirements.
• Build and maintain strong relationships with real estate agents, builders, and other referral partners.

Skills

Mortgage originat​ion

Sales experience

Client communication

Regulatory knowledge

CRM proficiency

Independent work

Education

Relevant licenses/certifications (SA lending regs)

Tools

Loan origination software

CRM systems

Job description

About the Role

Our client is looking for a driven and customer-focused Mortgage Loan Originator to join their expanding team in Welkom . This role is essential for guiding clients through the mortgage application process, from initial inquiry to closing, ensuring a smooth and positive experience. You will leverage your expertise in financial products and lending guidelines to help individuals and families achieve their homeownership dreams. This position is perfect for a sales-oriented professional who thrives in a dynamic environment and is committed to providing exceptional service within the Free State province.

Key Responsibilities

• Generate new mortgage loan business through networking, client referrals, and marketing efforts.
• Interview prospective borrowers to gather detailed financial and personal information.
• Advise clients on appropriate mortgage products and loan terms based on their financial situation.
• Guide clients through the entire loan application process, ensuring all documentation is complete and accurate.
• Maintain up-to-date knowledge of lending policies, procedures, and regulatory requirements.
• Build and maintain strong relationships with real estate agents, builders, and other referral partners.

Requirements

• Proven track record in mortgage loan origination or direct sales within the financial services industry.
• Solid understanding of mortgage lending regulations, underwriting guidelines, and loan processing.
• Excellent communication, interpersonal, and negotiation skills.
• Ability to work independently and manage a pipeline of potential clients.
• Proficiency in loan origination software and CRM systems.
• Relevant certifications or licenses as required by South African lending regulations.

Benefits

• Attractive base salary plus competitive commission structure.
• Comprehensive health benefits package.
• Opportunities for professional development and sales training.
• Hybrid work model supporting work-life balance in Welkom .
• Supportive team environment with access to marketing resources.