Credit Analyst

Selby Jennings; Amsterdam; On-site; EUR 60,000 - 80,000; Full time

Job summary

A leading financial services company is seeking a Credit Analyst to join their Corporate Banking team in Amsterdam. This role focuses on trade and commodity finance and requires a strong background in credit analysis, financial statements, and risk assessment. Candidates should have at least 5 years of relevant experience and excellent communication skills. The position is full-time and offers the opportunity to shape credit decisions for complex transactions.

Qualifications

• Minimum 5 years of experience in credit analysis or underwriting within corporate banking.
• Strong understanding of financial statements and risk assessment.
• Familiarity with trade finance instruments and structures.

Responsibilities

• Ensure adherence to internal credit policies and external regulatory standards.
• Review credit proposals before submission to credit committees.
• Conduct financial analysis and identify key risks in credit packages.
• Approve credit applications and internal ratings.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Communication skills

Presentation skills

MS Office proficiency

Education

Bachelor's degree in Business, Economics, or related field

Job description

Overview

Join a dynamic Corporate Banking team as a Credit Analyst specializing in trade and commodity finance. This role offers the opportunity to shape credit decisions for complex trade finance transactions, ensuring sound risk management and regulatory compliance. You\'ll work closely with Relationship Managers and senior stakeholders to assess creditworthiness and structure deals that support strategic client growth.

Responsibilities

• Ensure adherence to internal credit policies and external regulatory standards.
• Review credit proposals, including limits, tenors, collateral, and documentation, before submission to credit committees.
• Attend client meetings with Relationship Managers to support credit discussions.
• Conduct financial analysis and identify key risks and mitigants in credit packages.
• Provide underwriting opinions and contribute to credit memos for new, renewal, and amended facilities.
• Monitor client exposures, discrepancies, and documentation via internal systems and dashboards.
• Approve credit applications and internal ratings in coordination with second-line functions.
• Track market developments and produce sector-specific reports.
• Support risk mitigation through third-party market checks and input.
• Respond promptly to discrepancy approvals within delegated authority.
• Prepare periodic risk reports and contribute to internal audits and reviews.
• Participate in internal projects, policy development, and team support initiatives.

Qualifications

• Bachelor\'s degree in Business, Economics, or a related field.
• Minimum 5 years of experience in credit analysis or underwriting within corporate banking.
• Strong understanding of financial statements and risk assessment.
• Familiarity with trade finance instruments and structures.
• Excellent communication and presentation skills in English.
• Proficient in MS Office tools.

Seniorities

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

Industries

• Banking