Chief Risk Officer, Payments — NL Reg & Risk Leader

EMERCHANTPAY LTD; Amsterdam; Hybrid; EUR 180,000 - 240,000; Full time

Benefits offered by this job

Fast-growing payment company

Excellent working conditions

Modern, dynamic business

Job summary

emerchantpay ltd. is seeking an experienced Chief Risk Officer to lead risk management in the Netherlands. You will oversee risk assessments, regulatory liaison with De Nederlandsche Bank, and monitoring of transaction risk and controls within a global payments provider.

The role requires a master’s degree, at least 7 years in risk management in payments, deep EU regulatory knowledge, and fluent Dutch and English. You will shape risk policy, reporting, and resilience across products and services.

Qualifications

• Master’s degree in law, finance, business management, or related field.
• At least 7 years of proven experience in a risk management role within the payment industry.
• Proven experience interacting with regulators (preferably DNB, EU regulators such as BaFin, FCA, or AFM).
• Strong knowledge of EU regulatory frameworks applicable to payment institutions (PSD2, AMLD, GDPR, EBA Guidelines).
• Fluency in Dutch (in addition to English) would be a strong advantage.
• Ability to balance regulatory compliance with commercial objectives and advise the Board on risk and business impact.
• Professional risk or governance certifications are preferred.

Responsibilities

• Risk assessment and overseeing identification, analysis and assessment of client-related risks.
• Primary contact with De Nederlandsche Bank (DNB) ensuring regulatory compliance.
• Oversee and ensure real-time and ex-post transaction monitoring.
• Develop and maintain risk management programmes, risk register and reporting.
• Establish risk performance indicators and monitor the risk profile of the company.
• Participate in decision making on new products, services, risk strategy and risk exposures.
• Lead regulatory liaison, inspections, and incident response planning.

Education

Master’s degree in law, finance, business management, or related field

Job description

emerchantpay ltd. is seeking an experienced Chief Risk Officer to lead risk management in the Netherlands. You will oversee risk assessments, regulatory liaison with De Nederlandsche Bank, and monitoring of transaction risk and controls within a global payments provider.

The role requires a master’s degree, at least 7 years in risk management in payments, deep EU regulatory knowledge, and fluent Dutch and English. You will shape risk policy, reporting, and resilience across products and services.