Manager - Wholesale Credit Division - (Credit Evaluation)

Hong Leong Bank; Malaysia; On-site; MYR 180,000 - 240,000; Full time

Job summary

Hong Leong Bank, Malaysia, seeks a Manager, Wholesale Credit (Credit Evaluation) to lead credit risk assessment for SME loans and to ensure high-quality proposals up to higher authorities. The role reports to the Head of Wholesale Credit (Credit Evaluation Department) and includes coaching and team leadership.

Ideal candidates have 8+ years in credit/marketing, university qualifications in Accounting/ Finance/ Economics, and a Certified Credit Professional accreditation.

Qualifications

• Recognized university qualification in Accounting/ Finance/ Economics.
• 8+ years of relevant credit and marketing experience.
• Certified Credit Professional accreditation is mandatory.

Responsibilities

• Approve loans per lending authority and evaluate quality of credit proposals for higher-level approval.
• Manage resources to optimize turnaround time and quality of credit evaluation.
• Provide credit training and on-the-job coaching.
• Manage clericals or executives designated under the same team.
• Act as an industry specialist and support special projects assigned by team leaders.

Skills

Credit analysis

Financial analysis

People management

Education

Accounting/ Finance/ Economics qualification

Job description

If you are looking to excel and make a difference, take a closer look at us…

Job Description Overview

The Manager, Wholesale Credit (Credit Evaluation) is responsible for credit risk management and evaluation of SME loans within the portfolio with minimal accounts turning IL/High Risk / Watchlist after review. The incumbent will be reporting to the Head, Wholesale Credit (Credit Evaluation Department).

Responsibilities

• Approve loans as per lending authority granted and evaluate with good quality and recommend credit proposals for higher levels of approving authorities within specified time frame.
• Manage resources to optimize turnaround time and quality of credit evaluation within key results areas.
• To provide credit training and on the job coaching.
• Manage clericals or executives designated under the same team.
• To be an Industry specialist and supporting in special projects assigned by team leaders.

Requirements

• Recognized University qualification preferably in Accounting/ Finance/ Economics.
• 8 years and above of relevant credit and marketing experience.
• Good credit analytical and managerial skills supported by experienced business acumen.
• Certified Credit Professional accreditation is mandatory.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage.

Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers.

Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation.

Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available.

Expanding on our "Digital at the Core" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Hong Leong Bank ("HLB") stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region.

These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology.

As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB's operations.

To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement.

HLB's ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.