Vice President, Business Banking Centre (Perak)

Bank Rakyat Malaysia Berhad; Perak; On-site; MYR 240,000 - 480,000; Full time

Benefits offered by this job

Staff Financing

Flexi Benefits

Allowance

Job summary

Bank Rakyat Malaysia Berhad, located in Perak, seeks a Vice President for the Business Banking Centre to drive the centre’s performance, strategize business plans, and grow the SME and cooperative financing portfolio.

You will lead a team, oversee budgeting for MSME/cooperatives, and ensure adherence to financial and regulatory policies while coordinating sales and marketing efforts. Strong leadership and extensive banking experience are essential.

Qualifications

• Bachelor degree in Business Administration/Finance or related discipline.
• Minimum 10 years in banking with leadership and client management experience.
• CCP/BCP/CCE qualifications are a plus.

Responsibilities

• Budget performance for MSME and cooperative financing.
• Sales and marketing for BBC.
• Approving authority function.
• SME and Cooperative financing reviewer.
• Asset quality management.
• Ad-hoc tasks as needed.

Skills

Leadership

Client management

Financial statement analysis

Credit process knowledge

Financing structuring

Policy updates (BNM/SC/Shariah)

Education

Bachelor degree in Business Administration/Finance

Job description

Vice President, Business Banking Centre (Perak)

Responsible for the overall performance of Business Banking Centre (BBC) by strategizing and executing business plans in order to improve the Bank's market position and financial growth of the Business portfolio.

Key Responbilities:

• Budget Performance for Micro SME (MSME) and Cooperative Financing
• Sales and Marketing for BBC
• Approving Authority Function
• SME and Cooperative Financing Reviewer
• Asset Quality Management
• Ad-Hoc Task

Job Requirement:

• Bachelor Degree in any Business Administration/ Finance, or any related discipline
• Minimum working experience in the Banking industry of not less than 10 years with leadership and client management skills
• Professional Qualification in Certified Credit Professional (CCP) or Business Credit Professional (BCP) or Certified Credit Executive (CCE) will be an advantage.
• Strong ability in managing subordinate.
• Understanding financial statement, cash flow analysis, and credit process flow.
• Able to structure the proposed financing facility according to the business operation.
• Keep updated with the latest policy and guidelines of BNM, SC and relevant legislation and Shariah requirement.

Banking & Credit More than 10,000 employees

Bank Rakyat was established on 28 September 1954 under the Cooperative Ordinance 1948 (known as the Cooperative Societies Act 1993). Today, Bank Rakyat is the biggest Islamic cooperative bank in Malaysia.

We continue to expand our product range and customer facilities that are varied and innovative. The products and facilities include consumer banking, commercial financing, savings, and investments as well as products of financial planning to satisfy the many demands of a wide spectrum of modern day customers.

As an entity under the control of the Ministry of Domestic Trade, Cooperatives and Consumerism, we are committed to support the mission of the Ministry to consolidate the cooperative sector as the mainstay of economic growth of the nation via all the efforts and steps that we have arranged.

Bank Rakyat was established on 28 September 1954 under the Cooperative Ordinance 1948 (known as the Cooperative Societies Act 1993). Today, Bank Rakyat is the biggest Islamic cooperative bank in Malaysia.

We continue to expand our product range and customer facilities that are varied and innovative. The products and facilities include consumer banking, commercial financing, savings, and investments as well as products of financial planning to satisfy the many demands of a wide spectrum of modern day customers.

As an entity under the control of the Ministry of Domestic Trade, Cooperatives and Consumerism, we are committed to support the mission of the Ministry to consolidate the cooperative sector as the mainstay of economic growth of the nation via all the efforts and steps that we have arranged.

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• How many years' experience do you have as a Vice President?
• Which of the following types of qualifications do you have?
• Have you worked in a role which requires a knowledge of Generally Accepted Accounting Practices (GAAP)?
• Do you have business development experience in the banking & credit industry?
• Have you worked in a role which requires a sound understanding of Shariah Auditing?

Perks and benefits

• Staff Financing
• Flexi Benefits
• Allowance