Senior Treasury Credit Risk Analyst

Affin Pheim; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

Affin is seeking a Credit Analyst to support Group Treasury by conducting credit assessments and monitoring credit exposures. The role involves evaluating financial institutions, corporate counterparties, sovereigns and treasury-related entities, and providing independent credit analysis to facilitate prudent risk-taking and business growth.

You will work with Treasury Front Office, Middle Office, Risk Management and Compliance to ensure risk parameters are respected, while maintaining thorough

Qualifications

• Bachelor's degree required in finance, accounting, economics, business, banking or related discipline.
• Professional qualifications such as CFA, FRM, CPA, ACCA or equivalent are an added advantage.
• Minimum 5–8 years of experience in credit analysis, treasury credit risk, risk management, corporate banking, investment banking or treasury functions.
• Experience analyzing financial institutions and treasury counterparties is a plus.
• Strong understanding of treasury products, financial markets and credit risk principles.

Responsibilities

• Conduct credit assessments for financial institutions, corporate counterparties, sovereigns, supranationals and treasury-related entities.
• Assess counterparties' financial strength, profile, industry outlook, liquidity and risk factors.
• Prepare credit assessment papers and recommendations for new and existing counterparties.
• Perform periodic reviews and reassessments of approved counterparties.
• Monitor treasury-related credit exposures against limits and risk tolerances.
• Identify emerging credit risks and escalate adverse developments.
• Review and recommend counterparty credit limits, sub-limits, and transaction-specific limits.
• Collaborate with Treasury Front Office, Middle Office, Risk Management and Compliance to support transactions.
• Provide credit risk input for treasury products including money markets, FX, derivatives, bonds and structured transactions.
• Support treasury initiatives from a credit risk perspective.
• Prepare credit risk reports, portfolio reviews and management updates for committees.
• Assist internal and external audits and regulatory examinations.

Skills

Credit analysis

Treasury risk

Risk management

Financial markets

Credit risk principles

Education

Bachelor's Degree in Finance, Accounting, Economics, Business, Banking, Risk Management, or related discipline

Professional qualifications such as CFA, FRM, CPA, ACCA, or equivalent

Job description

Affin is seeking a Credit Analyst to support Group Treasury by conducting credit assessments and monitoring credit exposures. The role involves evaluating financial institutions, corporate counterparties, sovereigns and treasury-related entities, and providing independent credit analysis to facilitate prudent risk-taking and business growth.

You will work with Treasury Front Office, Middle Office, Risk Management and Compliance to ensure risk parameters are respected, while maintaining thorough