Director, Credit Risk Surveillance & Analytics

Affin Bank Berhad; Kuala Lumpur; On-site; MYR 180,000 - 240,000; Full time

Job summary

AFFIN BANK is seeking an experienced credit risk professional to monitor, analyse and report on the Bank Group's credit risk profile and asset quality. You will provide insights to senior management and committees, oversee annual credit review processes, and drive improvements to risk surveillance and reporting tools.

The role requires a minimum of 10 years in credit risk management, plus strong analytical skills and proficiency with SAS/SQL/Power BI.

Qualifications

• Bachelor's degree in any related field.
• Minimum 10 years of experience in credit portfolio analysis or risk management.
• Professional credit certification such as CCP/CCE is an advantage.
• Strong knowledge of retail and business credit risk assessment.
• Familiar with banking products and services.
• Proficiency in SAS or other analytics tools (SQL, Power BI, Python, R) for data extraction and reporting.
• Ability to work under pressure and meet deadlines.
• Ability to interact with various levels of people.

Responsibilities

• Monitor, analyze and report credit risk profile and asset quality trends across ABG.
• Provide insights and recommendations to senior management and committees.
• Oversee monitoring and reporting of overdue annual credit reviews across ABG.
• Identify concerns and elevate material issues to GMCC and stakeholders.
• Enhance risk surveillance reports, dashboards and tools for timely risk identification.
• Conduct ongoing monitoring of loan portfolios and asset quality.
• Identify emerging risks and recommend mitigation measures.
• Manage governance and performance monitoring of the Bank's panel valuers.
• Coordinate GCRC submissions and ensure timely follow-up.
• Undertake thematic reviews and ad hoc risk assignments.

Skills

Analytical skills

Self-starter

Stakeholder management

Regulatory knowledge

Time management

Education

Bachelor's degree in any related field

Tools

SAS

SQL

Power BI

Python

R

Job description

AFFIN BANK is seeking an experienced credit risk professional to monitor, analyse and report on the Bank Group's credit risk profile and asset quality. You will provide insights to senior management and committees, oversee annual credit review processes, and drive improvements to risk surveillance and reporting tools.

The role requires a minimum of 10 years in credit risk management, plus strong analytical skills and proficiency with SAS/SQL/Power BI.