Senior Settlement Specialist

Ant International; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

Ant International in Kuala Lumpur seeks a finance professional to own end-to-end reconciliation of funding costs and manage the channel settlements lifecycle from invoicing to dispute resolution. You will design standardized reconciliation reports and drive digital process improvements with RPA/AI tools, collaborating with tech teams.

The role requires 3–5 years in financial reconciliation, strong cross-functional skills, and a detail-oriented, data-driven mindset.

Qualifications

• Bachelor’s degree or higher, preferably in finance, accounting, or related fields.
• 3–5 years of experience in financial reconciliation, settlement, or related fields; priority to those with reconciliation with issuing banks/card schemes.
• Strong cross-functional collaboration skills with the ability to coordinate across departments.
• Detail-oriented and analytical with high data sensitivity and problem-solving capabilities.
• Ability to thrive in a fast-paced environment and handle work pressure.
• Bilingual proficiency in English and Mandarin is a plus.

Responsibilities

• Responsible for Reconciliation of Funding Cost and ensuring accuracy, timeliness and system consistency.
• End-to-End Management of Channel Settlements, including invoice verification, payments, disputes, and exceptions.
• Design and execution of standardized reconciliation reports with insights for improvements.
• Drive digital transformation with RPA and AI-based reconciliation tools; collaborate with tech teams.
• Support business cost analysis with data-driven insights and cost-reduction opportunities.

Education

Bachelor’s degree or higher, preferably in finance, accounting, or related fields

Job description

1.Responsible for Reconciliation of Funding Cost

• Ensure the accuracy, timeliness, and system consistency of channel funding cost


• Implement robust reconciliation mechanisms to align internal systems with external partner records.

2.End-to-End Management of Channel Settlements

• Oversee the full lifecycle of fee settlements between channel partners and the company, including invoice verification, payment requests, dispute resolution, and exception handling.


• Proactively identify and escape potential risks to mitigate financial discrepancies.

3.Design and Execution of Standardized Reconciliation Reports

• Develop and maintain standardized reconciliation frameworks, leveraging multidimensional data analysis to identify critical variances and latent risks.


• Deliver insights to drive process improvements and risk mitigation strategies.

4.Digital Transformation of Reconciliation and Settlement Processes

• Drive innovation by exploring and implementing RPA (Robotic Process Automation) and AI-based reconciliation tools to enhance efficiency and reduce manual intervention.


• Collaborate with technology teams to optimize digital workflows and system integrations.

5.Support Business Cost Analysis with Data-Driven Insights

• Generate visualized analytical reports to meet the funding cost analysis needs of front-end business units.


• Propose actionable process optimization strategies and cost-reduction initiatives based on data trends.

Qualifications

• Bachelor’s degree or higher, preferably in finance, accounting, or related fields.


• 3–5 years of experience in financial reconciliation, settlement, or related fields, candidates with experience in reconciliation with issuing banks/card schemes will be given priority.


• Strong cross-functional collaboration skills, with the ability to coordinate effectively across departments.


• Detail-oriented and analytical, with a high sensitivity to data and problem-solving capabilities.


• Ability to thrive in a fast-paced environment and handle work pressure.


• Bilingual proficiency in English and Mandarin is a plus.