Senior Credit Risk VP — Corporate Banking & Strategy

OCBC Group; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Professional development

Job summary

OCBC Group in Kuala Lumpur seeks a Credit Risk professional to lead credit decisions and collaborate with business units on structuring facilities. The role involves monitoring portfolio risk, defining criteria, and supporting risk strategies across the bank.

The position offers opportunities to participate in NPAP/NPAC processes and contribute to enterprise credit governance within a regional bank.

Responsibilities

• Provide credit decision/approval of credit propositions, credit reviews, temporary excesses and transaction exceptions within authorised lending authority limit.
• Engage with business units on opportunities and provide guidance on structuring facilities.
• Identify early warning signs and initiate remedial actions for deteriorating credits.
• Work with BU to define, review and enhance Target Market and Risk Acceptance Criteria.
• Perform targeted portfolio reviews and formulate action plans to mitigate risks.
• Collaborate with business heads to improve credit lending and approval processes; coach others.
• Participate in Early Action Committee and MY Wholesale Ratings Technical Committee.
• Act as Credit Functional specialist for New Product Approval Process (NPAP).
• Attend and approve new products submitted to NPAC as delegated by CRO.
• Sign-off and endorse for FI/NBFI/Sovereign/trading credits prior to submission to FICRM Singapore.
• Oversee empanelment of valuers and annual performance reviews; approve EF empanelment for CFS and EMB where RAC is failed.

Job description

OCBC Group in Kuala Lumpur seeks a Credit Risk professional to lead credit decisions and collaborate with business units on structuring facilities. The role involves monitoring portfolio risk, defining criteria, and supporting risk strategies across the bank.

The position offers opportunities to participate in NPAP/NPAC processes and contribute to enterprise credit governance within a regional bank.