VP, Credit Review & Emerging Enterprise Strategy

2201 United Overseas Bank (Malaysia) Bhd; Kuala Lumpur; Presencial; MYR 70.000 - 110.000; Jornada completa

Descripción de la vacante

2201 United Overseas Bank (Malaysia) Bhd is seeking a credit risk professional to conduct borrower assessments and manage restructuring activities. The role requires site visits in Klang Valley, handling Special Mentioned accounts, and performing stress tests as requested.

You will work closely with multiple stakeholders to improve processes and ensure policy compliance. Responsibilities span individual strategy, customer experience, policy adherence, and team sales/strategy, including training

Responsabilidades

• Conduct credit assessment on borrower per triggering event based on RMT Framework triggers.
• Conduct site visit for borrowers located in Klang Valley.
• Review & manage Special Mentioned (SM) account.
• Review and handle Reschedule & Restructuring (R&R) cases.
• Conduct stress test or any ad-hoc request from management.
• Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels.
• Propose new/best approach as and when found.
• Providing credit solutions/services to manage the delinquency of customer’s borrowing accounts.
• Review, recommend and/or close account strategy according to customer’s needs with the interest of the bank in mind.
• To assist customer on R&R as and when required.
• Well verse with credit policies: Country Credit Lending Policy (CLP); CMB Credit Policy (CCP); Group Credit Lending Policy (GCLP); RMT Framework.
• Track & follow up on a daily/weekly/monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT).
• Provide training, support and guidance to RMT Team on credit analysis, reviews and compliance where required.
• Collaborate with stakeholders, eg. Credit, Middle Office, CAC, WLOC, TROC, etc to discuss/ negotiate/ improve cases/ processes.
• Address any challenges or issues that may arise within the team.
• Develop/ recommend solutions to ensure daily operations are smooth.
• Ensure professional development of CRT Members.
• Share best practices with CRT Members.

Descripción del empleo

2201 United Overseas Bank (Malaysia) Bhd is seeking a credit risk professional to conduct borrower assessments and manage restructuring activities. The role requires site visits in Klang Valley, handling Special Mentioned accounts, and performing stress tests as requested.

You will work closely with multiple stakeholders to improve processes and ensure policy compliance. Responsibilities span individual strategy, customer experience, policy adherence, and team sales/strategy, including training