Relationship Manager, Business Hire Purchase (RM BHP) Region Selangor

Maybank; Selangor; On-site; MYR 67,000 - 112,000; Full time

Job summary

Maybank in Malaysia seeks a Credit Analyst to process, analyze and evaluate credit papers for Corporate and Commercial customers, with focus on auto finance. You will monitor utilization, review terms, respond to variations, and work to achieve HP targets in a competitive market while maintaining asset quality and meeting tight deadlines.

The role requires 2 years in auto finance, a relevant degree, strong English and Bahasa Malaysia, and proficiency in MS Office to prepare reports and present

Qualifications

• Minimum requirement of Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent.
• 2 years' experience in auto finance preferred; credit processing knowledge an added advantage.
• Able to read and analyse credit reports and prepare concise summaries.
• Fluent in English and Bahasa Malaysia; good interpersonal skills and teamwork.

Responsibilities

• To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers.
• To ensure the performance and achievement as per target set.
• Monitoring of utilization of facility once approval has been obtained.
• Monitoring and attending to appeal on variation in terms and conditions of approved facility.
• Monitoring and reviewing Region Office’s and AFC’s performance in achieving Business HP target.
• Working towards target set in the unfavorable economic condition and highly competitive market.
• To ensure loan approved is of good asset quality to minimize NPL.
• Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Skills

Credit analysis

Attention to detail

Analytical thinking

Communication skills

Team player

Reading credit reports

Education

Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent

Tools

Microsoft Office

Job description

• To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers
• To ensure the performance and achievement as per target set
• Monitoring of utilization of facility once approval has been obtained
• Monitoring and attending to appeal on variation in terms and conditions of approved facility
• Monitoring and reviewing Region Office’s and AFC’s performance in achieving Business HP target
• Working towards target set in the unfavorable economic condition and highly competitive market
• To ensure loan approved is of good asset quality to minimize NPL (Non-Performing Loan)
• Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Requirements

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent
• Minimum 2 years' experience in auto finance is required
• Working knowledge on Credit Processing would be an added advantage
• Able to read and analyse credit report
• Proficient in Microsoft Office (Words, Excel, PowerPoint)
• Able to think creatively, results oriented and displays consistent performance
• Able to perform work under pressure in meeting tight deadlines, independent and a good team player
• Strong command of written and spoken English and Bahasa Malaysia
• Good interpersonal skills and able to interact with people at all levels
• Experience from Credit company will be an added advantage.