Relationship Manager - Business Hire Purchase Region Selangor

Malayan Banking Berhad (Maybank); Petaling Jaya; On-site; MYR 45,000 - 89,000; Full time

Job summary

Maybank is seeking a Relationship Manager for Business Hire Purchase in Selangor to assess credit papers for corporate and commercial clients and drive regional performance. You will monitor facility utilization, handle term variations, and ensure asset quality to minimize NPLs while pursuing high-growth vehicle financing opportunities through regional and AFC networks.

The role requires a diploma/degree in banking/finance, at least 2 years in auto finance, and strong proficiency in MS Office,

Qualifications

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent.
• Minimum 2 years’ experience in auto finance is required.
• Working knowledge on Credit Processing would be an added advantage.
• Able to read and analyse credit report.
• Proficient in Microsoft Office (Words, Excel, PowerPoint).
• Strong command of written and spoken English and Bahasa Malaysia.
• Good interpersonal skills and able to interact with people at all levels.

Responsibilities

• Process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers.
• Ensure targets are met and performance is monitored against the Business HP target.
• Monitor utilization of facility after approval and attend to variations in terms and conditions.
• Review region office and AFC performance in achieving Business HP targets.
• Work towards achieving growth in a challenging market and ensure loan quality to minimize NPLs.
• Tap into the network of Regional offices and Auto Finance Centre for vehicle financing opportunities.

Skills

Credit analysis

Credit report interpretation

Interpersonal skills

English & Bahasa Malaysia

Education

Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent

Tools

Microsoft Office

Job description

Relationship Manager - Business Hire Purchase Region Selangor

To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers

To ensure the performance and achievement as per target set

Monitoring of utilization of facility once approval has been obtained

Monitoring and attending to appeal on variation in terms and conditions of approved facility

Monitoring and reviewing Region Office’s and AFC’s performance in achieving Business HP target

Working towards target set in the unfavorable economic condition and highly competitive market

To ensure loan approved is of good asset quality to minimize NPL (Non-Performing Loan)

Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Requirements

Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent

Minimum 2 years’ experience in auto finance is required

Working knowledge on Credit Processing would be an added advantage

Able to read and analyse credit report

Proficient in Microsoft Office (Words, Excel, PowerPoint)

Able to think creatively, results oriented and displays consistent performance

Able to perform work under pressure in meeting tight deadlines, independent and a good team player

Strong command of written and spoken English and Bahasa Malaysia

Good interpersonal skills and able to interact with people at all levels

Experience from Credit company will be an added advantage.

• How many years of accounting experience do you have?
• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years' experience do you have as a Business Relationship Manager?
• How would you rate your English language skills?
• Which of the following Microsoft Office products are you experienced with?

Maybank was incorporated on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, the bank was listed on the Kuala Lumpur Stock Exchange (now known as Bursa Malaysia). Today, it is the largest financial services group in Malaysia. Its extensive products and services include commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking.

Maybank was incorporated on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, the bank was listed on the Kuala Lumpur Stock Exchange (now known as Bursa Malaysia). Today, it is the largest financial services group in Malaysia. Its extensive products and services include commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking.