Relationship Manager – Auto Finance & Hire Purchase

Maybank; Kuala Lumpur; On-site; MYR 70,000 - 100,000; Full time

Job summary

Maybank is seeking a qualified Credit Analyst to process, analyze and evaluate credit papers for Corporate and Commercial customers in the auto finance sector. You will monitor utilizations and ensure facilities align with terms, while pursuing targets in a competitive market.

The role requires 2+ years in auto finance, strong credit processing knowledge, and excellent English and Bahasa Malaysia communication. Proactive teamwork and ability to work under pressure are essential.

Qualifications

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent
• Minimum 2 years' experience in auto finance is required
• Working knowledge on Credit Processing would be an added advantage
• Able to read and analyse credit report
• Proficient in Microsoft Office (Words, Excel, PowerPoint)
• Able to think creatively, results oriented and displays consistent performance
• Able to perform work under pressure in meeting tight deadlines, independent and a good team player
• Strong command of written and spoken English and Bahasa Malaysia
• Good interpersonal skills and able to interact with people at all levels

Responsibilities

• To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers
• To ensure the performance and achievement as per target set
• Monitoring of utilization of facility once approval has been obtained
• Monitoring and attending to appeal on variation in terms and conditions of approved facility
• Monitoring and reviewing Region Office's and AFC's performance in achieving Business HP target
• Working towards target set in the unfavorable economic condition and highly competitive market
• To ensure loan approved is of good asset quality to minimize NPL (Non-Performing Loan)
• Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Skills

Credit analysis

Target oriented

Interpersonal skills

English & BM proficiency

Education

Diploma/Degree in Banking/Finance/ACCA?

Tools

Microsoft Office (Word, Excel, PowerPoint)

Job description

Maybank is seeking a qualified Credit Analyst to process, analyze and evaluate credit papers for Corporate and Commercial customers in the auto finance sector. You will monitor utilizations and ensure facilities align with terms, while pursuing targets in a competitive market.

The role requires 2+ years in auto finance, strong credit processing knowledge, and excellent English and Bahasa Malaysia communication. Proactive teamwork and ability to work under pressure are essential.