Relationship Manager, Business Hire Purchase (RM BHP) Region Melaka

Maybank; Malacca City; On-site; MYR 30,000 - 54,000; Full time

Job summary

Maybank is seeking a detail-oriented Credit Analyst to process, analyze and evaluate credit papers for Corporate and Commercial customers. You will ensure loan quality and monitor utilization to meet targets. The role requires reading and analyzing credit reports, strong English and Bahasa Malaysia, and proficiency in MS Office.

Prior auto finance experience is an advantage. You will work to minimize NPL by ensuring condition compliance and collaborate with regional offices and finance centers

Qualifications

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent
• Minimum 2 years’ experience in auto finance is required
• Working knowledge on Credit Processing would be an added advantage
• Able to read and analyse credit report
• Proficient in Microsoft Office (Words, Excel, PowerPoint)
• Able to think creatively, results oriented and displays consistent performance
• Able to perform work under pressure in meeting tight deadlines, independent and a good team player
• Strong command of written and spoken English and Bahasa Malaysia
• Good interpersonal skills and able to interact with people at all levels
• Experience from Credit company will be an added advantage.

Responsibilities

• Process, analyze and evaluate credit papers for Corporate and Commercial customers
• Ensure performance and achievement as per targets set
• Monitor utilization of facilities after approval
• Attend to appeals on variations in terms and conditions of approved facilities
• Review Region Office’s and AFC’s performance in achieving Business HP targets
• Work toward targets in a challenging economic environment and competitive market
• Help ensure loan approvals are of good asset quality to minimize NPL
• Target to tap into Regional offices and Auto Finance Centre networks for growth in commercial vehicle financing

Skills

Credit analysis

Data interpretation

Time management

Communication

Education

Diploma or Degree in Banking/Finance/Accountancy/Business Administration

Tools

Microsoft Office

Excel

Job description

Responsibility

• To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers
• To ensure the performance and achievement as per target set
• Monitoring of utilization of facility once approval has been obtained
• Monitoring and attending to appeal on variation in terms and conditions of approved facility
• Monitoring and reviewing Region Office’s and AFC’s performance in achieving Business HP target
• Working towards target set in the unfavorable economic condition and highly competitive market
• To ensure loan approved is of good asset quality to minimize NPL (Non-Performing Loan)
• Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Requirements

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent
• Minimum 2 years’ experience in auto finance is required
• Working knowledge on Credit Processing would be an added advantage
• Able to read and analyse credit report
• Proficient in Microsoft Office (Words, Excel, PowerPoint)
• Able to think creatively, results oriented and displays consistent performance
• Able to perform work under pressure in meeting tight deadlines, independent and a good team player
• Strong command of written and spoken English and Bahasa Malaysia
• Good interpersonal skills and able to interact with people at all levels
• Experience from Credit company will be an added advantage.