Product Owner MyValiant

MyValiant; Petaling Jaya; On-site; MYR 120,000 - 180,000; Full time

Job summary

MyValiant in Malaysia is seeking a Product Owner to be the voice of the customer, collaborating with the Scrum team to deliver high-value lending platform features.

Define product vision, perform market and user research, and translate strategies into detailed user stories with clear acceptance criteria. Lead backlog and ensure compliance with financial regulations. You will collaborate with Legal, Risk, and Compliance and communicate roadmaps to stakeholders.

Qualifications

• 2+ years of relevant Product Owner experience in Fintech/financial services.
• Experience in lending domain (origination, servicing, collections).
• Strong knowledge of Agile (Scrum/Kanban) and backlog tools (Jira/Confluence).
• Excellent communication and stakeholder management skills.

Responsibilities

• Own the product backlog and define user stories with acceptance criteria.
• Collaborate with Scrum team and stakeholders to deliver high-value features.
• Lead Scrum ceremonies and ensure alignment with business strategy.
• Monitor lending metrics and ensure regulatory compliance in roadmap.

Skills

Product Owner

Fintech experience

Agile methodologies

Data-driven decisions

Stakeholder management

Education

Bachelor's degree in Business/CS/Finance

Tools

Jira

Confluence

Job description

Key Responsibilities

As the Product Owner, you will be the voice of the customer and the business, working directly with the Scrum team to deliver the highest‑value product features.

Product Strategy & Vision

• Define, articulate, and champion the product vision and strategy for your domain, ensuring alignment with the overall business objectives for the lending platform.
• Conduct market and user research, competitive analysis, and data analysis to identify opportunities for product innovation and iterative improvement.

Agile Execution & Delivery

• Create, maintain, and prioritize the Product Backlog based on business value, effort, and strategic alignment, including features, user stories, defects, and technical debt.
• Translate high-level product strategy and Epics into detailed User Stories with clear acceptance criteria that the development team can execute.
• Lead all Scrum ceremonies related to the backlog, including Sprint Planning, Backlog Refinement, and Sprint Reviews.
• Serve as the primary decision-maker for the development team, answering questions and providing clarification on requirements promptly to unblock progress.

Fintech‑Specific Focus (Lending, Risk, and Compliance)

• Ensure product compliance with all relevant financial regulations (e.g., KYC/AML, Consumer Protection, Fair Lending) in partnership with Legal, Risk, and Compliance teams.
• Develop features that integrate risk management and credit decisioning processes (e.g., credit scoring, fraud detection) directly into the user experience.
• Monitor key lending metrics such as application funnel conversion, default rates, and cost of acquisition, using data to inform product iterations.

Stakeholder Management

• Collaborate cross‑functionally with internal stakeholders, including Engineering, UX/UI Design, Data Science, Marketing, Operations, and Senior Leadership.
• Communicate product roadmaps, priorities, and release status clearly and effectively to all stakeholders.

Required Qualifications and Skills

• 2+ years of relevant experience as a Product Owner, preferably within a Fintech, Banking, or Financial Services environment.
• Demonstrated experience in the Lending space (e.g., personal loans, mortgages, business loans), with an understanding of the end‑to‑end loan lifecycle (origination, servicing, collections).
• Deep knowledge of Agile methodologies (Scrum, Kanban) and experience using tools like Jira or Confluence to manage the product backlog.
• Exceptional analytical and problem‑solving skills, with the ability to define success metrics (KPIs) and make data‑driven decisions.
• Strong technical aptitude to understand system architecture, APIs, and the technical trade‑offs involved in building complex lending solutions.
• Excellent communication, presentation, and interpersonal skills to articulate complex requirements and influence stakeholders.

Preferred Qualifications

• Familiarity with modern software development practices and technologies (e.g., cloud platforms, microservices).
• Bachelor’s degree in Business, Computer Science, Finance, or a related field