Product Manager II, Payments

TNG Digital Sdn Bhd; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

TNG Digital Sdn Bhd is seeking a Product Manager II for Payments in Kuala Lumpur. You will own the merchant onboarding journey, KYB/AML flows, and risk controls within the platform, driving a scalable and secure product capable of supporting growth in a regulated payments environment.

You will collaborate with Compliance, Legal, Risk, Engineering, and Operations to translate regulatory requirements into product capabilities, ensure platform reliability, and deliver high quality PRDs and

Qualifications

• 2-3+ years of product management experience, preferably fintech/payments.
• Experience with KYB/KYC flows, onboarding, or compliance/AML driven products.
• Proven track record of product execution and delivery.

Responsibilities

• Owns product and platform for payments, onboarding, KYB verification, risk management, and merchant lifecycle.
• Define and execute platform roadmap balancing growth, compliance/AML risk, and security.

Skills

Merchant onboarding

KYB/KYC flows

Compliance & AML

Data-driven decision making

Stakeholder management

Product execution

APIs & integrations

Tools

APIs

Job description

# Product Manager II, *Payments*Kuala Lumpur, MalaysiaPermanent#### Duties & Responsibilities* Product & Platform Ownership* Responsible for Business Account Platform Support projects, covering merchant onboarding, KYB verification, Risk Management, and ongoing merchant lifecycle management.* Define and execute the platform roadmap, balancing growth, compliance/AML, risk, and security requirements.* Ensure scalability, reliability, and performance of the platform as TNGD Group expands.* Compliance, AML, Risk & Security* Translate compliance, AML, KYB/KYC, fraud, and risk requirements into product capabilities that ensure regulatory alignment while maintaining a seamless merchant experience.* Partner with Compliance, Risk, and Legal teams to embed controls, monitoring, rule engines, and verification steps within the platform.* Ensure platform security, data protection, auditability, and adherence to governance frameworks.* Execution* Perform product discovery, requirements, prioritisation, and delivery with Engineering, Design, Data, and Operations teams.* Produce clear, high quality PRDs and acceptance criteria; manage dependencies and risk exposure proactively.* Align stakeholders and communicate roadmap progress, trade offs, and decisions clearly.* Data Driven Decision Making* Define and track key metrics: onboarding conversion, approval rates, fraud/risk flags, operational efficiencies, merchant activity health, and platform reliability.* Use data, experimentation, and feedback loops to improve merchant journeys and platform performance.#### Requirements* Experience & Background* 2-3+ years of product management experience, preferably in fintech, payments, merchant onboarding, or multi-sided platforms.* Experience with KYB/KYC flows, merchant/user onboarding, or compliance/AML driven products.* Proven track record of Product Execution and delivery* Domain Expertise* Experience in merchant ecosystems, risk controls, fraud management, and compliance frameworks.* Familiarity with onboarding verification processes, workflow engines, rule engines, identity verification, and security standards.* Technical fluency — able to work with engineers on APIs, integrations, system flows, and architecture constraints.* Skills & Competencies* Strong analytical skills; able to interpret data, define KPIs, and drive decisions grounded in evidence.* Excellent stakeholder management across Engineering, Compliance, AML, Legal, Business, and Operations.* High quality writing and documentation skills (PRDs, business cases, decision papers).* Strong problem solving, prioritisation, and product execution discipline.* Leadership & Behavioural Traits* Bias for action with strong ownership mentality.* Ability to operate in regulated, fast moving environments with ambiguity.* Customer first mindset with rigorous risk and compliance awareness.