# Manager, *Cards*Kuala Lumpur, MalaysiaPermanent#### Duties & Responsibilities* 1. Business Strategy & Portfolio Management* Develop short- and long-term strategies across the Visa card lifecycle.* Lead product propositioning, pricing, design, and annual fee strategy.* Identify and cultivate new customer segments to drive growth.* Own P&L performance, including forecasting and cost optimization.* Manage regulatory and partner reporting (BNM, Visa, GOC, accruals).* Strengthen partnerships with Visa, Idemia, and Euronet.* 2. Product Development, Tech & User Experience* Enhance in-app journey with UED and PD teams.* Upgrade backend systems with Euronet and tech teams.* Implement Visa mandates and product improvements.* Champion UI/UX enhancements to increase engagement.#### Requirements* 1. Education & Background* Bachelor’s degree in business administration, Finance, Marketing, IT, or related field.* Professional certifications (e.g., AML/CFT, Risk, or Project Management) would be an added advantage.* 2. Experience* 4 to 6 years of working experience in financial services, payments, cards, or fintech.* Hands-on exposure to card operations, payment processing, settlement, or compliance preferred.* Experience in dealing with external vendors (scheme partners, processors, regulators).* 3. Skills & Competencies* Strong knowledge of Visa/Mastercard scheme operations and BNM guidelines, and card issuing processes.* Analytical skills with ability to prepare profitability reports, cost analysis, and operational dashboards.* Detail-oriented with strong process and compliance discipline.* Good communication and stakeholder management skills – ability to work with cross-functional teams (Tech, Risk, Finance, Marketing, Legal).* Project management capability to support initiatives and new product launches.* Problem-solving mindset with ability to handle escalations and operational risks.* 4. Personal Attributes* Proactive, self-driven, and able to manage multiple priorities.* Strong sense of accountability and ownership.* Comfortable working in a fast-paced, high-growth fintech environment.