Product Manager

BAY GROUP HOLDINGS SDN. BHD.; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

CapBay, a Kuala Lumpur-based fintech, seeks a Product Manager to own the end-to-end product lifecycle—from ideation to launch and ongoing enhancement of financing products and programs.

You will assess market opportunities, define goals and roadmaps, and manage product launches with cross-functional teams across Sales, Credit, Tech, and Compliance. Strong communication and project-management skills are essential.

Qualifications

• Bachelor’s degree in any field with strong interest in SME financing.
• 4 years working experience in product management in financial services or fintech industries is ideal.
• Good understanding of business financing, supply chain finance or trade finance related products. Someone with a good breadth of credit knowledge is ideal.
• Strong conceptual, analytical, creative thinking, reasoning and problem-solving skills.
• Proven ability to prioritize and execute multiple projects effectively under timeline pressure in a fast paced environment.
• Excellent written and verbal communication skills, ability to collaborate with multiple stakeholders (including Sales, Credit, Tech, Business Performance, Change Management, Operations, Risk, Compliance and Legal teams) to get buy-in and ensure seamless end-to-end process.

Responsibilities

• Assess market opportunities by identifying market gaps via consulting Sales and Business Strategy teams and propose financing products/programs relevant to the target market.
• Define clear product goals, strategies, and roadmaps for new initiatives and enhancements, while proactively identifying potential risks and opportunities.
• Project manage product launches and enhancements from conception to delivery, ensuring clear direction, alignment, and seamless execution across internal and external stakeholders.
• Oversee the continuous lifecycle maintenance of the existing product suite, ensuring internal documentation repositories remain up-to-date, and products stay competitive and compliant with regulatory requirements.
• Serve as the primary subject matter expert to address product-related mechanics, troubleshoot operational inquiries, and guide cross-functional teams.

Skills

Product management

Stakeholder collaboration

Analytical thinking

Problem-solving

Communication

Education

Bachelor's degree

Job description

CapBay operates an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. We facilitate inclusive business financing, using existing trade data and relationships. Through our proprietary credit-decisioning model, businesses of all sizes can obtain short-term financing while banks and investors can participate in high-quality financing deals. You can find out more about us at www.capbay.com

Product Manager

About the Role

We are seeking a Product Manager who will be responsible for the end-to-end product/program development lifecycle, including the launch of new initiatives that meet market needs, as well as the continuous maintenance and enhancement of our established financing products and programs.

Key Responsibilities:

In this role, you will be expected to:

• Assess market opportunities by identifying market gaps via consulting Sales and Business Strategy teams and propose financing products/programs relevant to the target market.
• Define clear product goals, strategies, and roadmaps for new initiatives and enhancements, while proactively identifying potential risks and opportunities.
• Project manage product launches and enhancements from conception to delivery, ensuring clear direction, alignment, and seamless execution across internal and external stakeholders.
• Oversee the continuous lifecycle maintenance of the existing product suite, ensuring internal documentation repositories remain up-to-date, and products stay competitive and compliant with regulatory requirements.
• Serve as the primary subject matter expert to address product-related mechanics, troubleshoot operational inquiries, and guide cross-functional teams.

Key Qualifications & Requirements:

We are looking for someone who is:

• Bachelor’s degree in any field with strong interest in SME financing.
• 4 years working experience in product management in financial services or fintech industries is ideal.
• Good understanding of business financing, supply chain finance or trade finance related products. Someone with a good breadth of credit knowledge is ideal.
• Strong conceptual, analytical, creative thinking, reasoning and problem-solving skills.
• Proven ability to prioritize and execute multiple projects effectively under timeline pressure in a fast paced environment.
• Excellent written and verbal communication skills, ability to collaborate with multiple stakeholders (including Sales, Credit, Tech, Business Performance, Change Management, Operations, Risk, Compliance and Legal teams) to get buy-in and ensure seamless end-to-end process.

The professional who fits well in our team

• Someone who is keen to learn and takes initiative to enhance knowledge and skill sets.
• Adaptable and self-driven but welcome guidance and constructive feedback when needed.
• Fueled by a hunger for success and have an unwavering commitment to getting things done.
• Possesses a go-getter attitude, approaches problem-solving with creativity and determination.
• EY Emerging Entrepreneur Of The Year
• Fintech Start-up of the Year Malaysia – The Asset's Triple A Digital Awards
• Best Fintech for Plug & Play Tech Center
• Best FinTech Platform for Supply Chain Finance – The Asian Banker
• Finalist at Global FinTech Hackcelerator and featured at Singapore Fintech Festival