Mortgage Credit Evaluation Manager

Hong Leong Bank; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

Hong Leong Bank is seeking a Mortgage Credit Evaluation Manager to join our lending team in Malaysia. You will evaluate mortgage applications, assess borrower risk, and provide timely recommendations to support approvals and policy adherence.

You will review financial status, credit worthiness and potential fraud, ensuring processes meet turnaround targets and regulatory standards while maintaining a high level of due diligence and accuracy.

Qualifications

• Malaysian citizen.
• Bachelor's degree or equivalent in a relevant field.
• Strong analytical and numerical skills with a focus on credit risk.

Responsibilities

• Perform credit evaluation, recommendations and approval for Mortgage applications.
• Evaluate and recommend loans for approval beyond discretionary power.
• Assess applicant's financial status, credit worthiness and risk before setting terms.
• Ensure mortgage applications are processed within internal turnaround times.
• Detect fraudulent applications and escalates suspicious documents to Fraud Management Unit.

Skills

Credit analysis

Financial risk assessment

Fraud detection

Regulatory compliance

Education

Bachelor's degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

## Mortgage Credit Evaluation ManagerApply: HLT-Hong Leong Tower: Full time: Posted Today: End Date: January 31, 2027 (30+ days left to apply): JR0000026523**If you are looking to excel and make a difference, take a closer look at us...****Our People Make the Difference**We believe our employees are our greatest assets. In an effort to continuously develop human capital, Hong Leong Bank offers an inclusive work environment for employees to develop their full potential and give back to the communities where we operate. Working with us gives you the opportunity to do things that make a real difference in people’s lives. If you are looking to excel and make that difference, take a closer look at us and click here to find everything you need for a rewarding and fulfilling career.Our inclusive work environment and effort to continuously develop our human capital will surely enrich your working experience. Join us, and take your career to new heights. **Job Responsibilities:*** To perform credit evaluation, recommendations and approval for Mortgage applications* To evaluate and recommend loans for approval beyond their discretionary power* To evaluate applicant's financial status, credit worthiness and risk before providing credit terms* To ensure mortgage applications are processed within internal turnaround time* To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.**Requirements:*** Malaysian Citizen* Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent*About Hong Leong Bank**We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.**We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.**Realise your full potential at Hong Leong Bank by applying now.*