Mortgage Advisor & Home Loan Expert

United Overseas Bank (Malaysia) Bhd; Puchong; On-site; MYR 67,000 - 112,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd is seeking a Mortgage Specialist to originate and process mortgage applications, providing expert advice to clients on suitable home loan products and ensuring a seamless journey. You will identify lending opportunities, guide clients through documentation, credit checks, and legal steps, and maintain up-to-date knowledge of products and regulatory requirements.

Join a team focused on customer satisfaction, relationship building with internal and external

Qualifications

• Proven ability to originate and process mortgage applications.
• Strong advisory skills for home loan products.
• Knowledge of regulatory guidelines and policy compliance.

Responsibilities

• Proactively identify and cultivate new mortgage lending opportunities to achieve individual sales targets.
• Conduct in-depth financial needs analysis with prospective clients to recommend mortgage products and solutions.
• Guide clients through the entire mortgage application process, including documentation submission, credit assessment, and legal procedures.
• Maintain comprehensive knowledge of UOB Malaysia's mortgage products, policies, and regulatory requirements.
• Build and maintain strong relationships with internal stakeholders and external partners to facilitate smooth mortgage transactions.
• Address client inquiries and resolve issues promptly and professionally, ensuring high levels of customer satisfaction.
• Monitor market trends and competitor activities to identify opportunities and challenges in the mortgage lending landscape.
• Prepare and submit accurate and timely reports on sales performance and pipeline activities.
• Ensure full compliance with all internal policies, procedures, and external regulatory guidelines.

Skills

Mortgage lending

Sales targets

Client advisory

Regulatory compliance

Job description

United Overseas Bank (Malaysia) Bhd is seeking a Mortgage Specialist to originate and process mortgage applications, providing expert advice to clients on suitable home loan products and ensuring a seamless journey. You will identify lending opportunities, guide clients through documentation, credit checks, and legal steps, and maintain up-to-date knowledge of products and regulatory requirements.

Join a team focused on customer satisfaction, relationship building with internal and external