Manager - Risk Management | Digital, Financial Risk & Modelling

MHA Consultancy Services; Kuala Lumpur; Hybrid; MYR 150,000 - 230,000; Full time

Benefits offered by this job

Training sponsorship

Performance rewards

Director exposure

Job summary

MHA Consultancy Services in Malaysia is seeking a Risk Analytics Manager to lead the Risk team and strengthen preventive risk management.

You will work with Risk and Data teams to turn customer, transaction, and portfolio data into clear trends, early-warning indicators, and preventive risk strategies — helping the business identify and manage risks before they become cases or losses.

Qualifications

• Bachelor’s degree in risk management, finance, banking or related field.
• Minimum 5 years in risk analytics, credit risk, fraud risk or related roles.
• Experience in digital lending, fintech or financial services preferred.
• Fluent in English; Mandarin helpful for multilingual stakeholders.
• At least 1 year of team leadership/mentoring experience.

Responsibilities

• Lead analysis of risk data to identify trends, anomalies, and exposures.
• Develop credit, fraud, and risk strategies with thresholds and indicators.
• Collaborate with Data team to build dashboards and insights.
• Use SQL, Python, BI and AI tools to monitor risk performance.
• Present findings to Senior Management and guide the Risk team.

Skills

SQL

Python

Data analytics

Risk analytics

Credit risk

Fraud risk

Portfolio risk

Leadership

Education

Bachelor's degree

Tools

BI tools

AI tools

Job description

Risk Analytics Manager

Industry: Fintech / Digital Lending / Payment Gateway / Financial Services
Location: Maluri
Work Mode: Hybrid
Work Hours: Monday - Friday, 9am to 6pm
Reporting To: Director / Senior Management

About the Role

We are looking for a Risk Analytics Manager to lead our Risk team and strengthen preventive risk management.

You will work with Risk and Data teams to turn customer, transaction, and portfolio data into clear trends, early-warning indicators, and preventive risk strategies — helping the business identify and manage risks before they become cases or losses.

You will report directly to the Director and work closely with Product, Operations, Finance, Technology, and Business teams.

Key Responsibilities

• Lead analysis of customer, transaction, and portfolio data to identify risk trends, anomalies, and emerging exposures before issues arise.
• Develop and improve credit, fraud, transaction risk strategies, scoring, segmentation, thresholds, and early-warning indicators.
• Work closely with the Data team to turn cleaned data into trends, dashboards, and actionable risk insights for business teams.
• Use SQL, Python, BI and AI tools to analyse data, monitor risk performance, and improve risk reporting.
• Work with Product, Operations, Technology, Finance, and Business teams to assess risks and implement practical preventive controls.
• Present key findings, business impact, and recommendations to Senior Management and lead the Risk team in execution.

Requirements

• Bachelor's Degree in Risk Management, Finance, Banking, Statistics, Mathematics, Economics, Data Science, Actuarial Science or related fields.
• Minimum 5 years of experience in Risk Analytics, Credit Risk, Fraud Risk, Transaction Risk, Portfolio Risk or related roles.
• Experience in Digital Lending, Banking, Fintech, Payment Gateway, Currency Trading or Financial Services is highly preferred.
• Fluent in English, Mandarin to communicate with multilingual stakeholders.
• At least 1 year of team leadership / mentoring experience, with strong analytical, communication and stakeholder management skills.

Why Join Us?

• Directly work with the Director on key risk decisions.
• Lead preventive risk strategies in a growing Digital Lending & Fintech business.
• Sponsorship for professional training and workshops.
• Monthly Performance-based rewards.

Required Skills / Tags

Risk Management | Credit Risk | Fraud Risk | Risk Analytics | Data Analytics | SQL | Portfolio Analysis | Fraud Prevention | Fintech | Financial Services

Preferred Qualifications

FRM / PRM / CAMS / ACAMS / Actuarial qualifications are an advantage.