Manager - Risk Management | Digital, Financial Risk & Modelling

MHA Consultancy Services Sdn Bhd; Kuala Lumpur; Hybrid; MYR 180,000 - 240,000; Full time

Benefits offered by this job

Training sponsorship

Performance rewards

Job summary

MHA Consultancy Services Sdn Bhd in Kuala Lumpur seeks a Risk Analytics Manager to lead our Risk team and strengthen preventive risk management. You will work with Risk and Data teams to turn customer, transaction, and portfolio data into clear trends and early-warning indicators.

You will report to the Director and collaborate with Product, Operations, Finance, Technology, and Business teams to implement practical controls and drive risk strategy in a growing fintech environment.

Qualifications

• Minimum 5 years of experience in Risk Analytics, Credit Risk, Fraud Risk, or related roles.
• Experience in Digital Lending, Banking, Fintech, or Financial Services is highly preferred.
• Fluent in English; Mandarin helpful for multilingual stakeholders.
• At least 1 year of team leadership/mentoring experience.

Responsibilities

• Lead analysis of customer, transaction, and portfolio data to identify risk trends and exposures.
• Develop and improve credit, fraud, transaction risk strategies, scoring, and early-warning indicators.
• Collaborate with Data team to turn cleaned data into trends, dashboards, and insights.
• Use SQL, Python, BI and AI tools to monitor risk performance and reporting.
• Present findings and recommendations to Senior Management and lead risk execution.

Skills

Risk Analytics

Credit Risk

Fraud Risk

SQL

Python

Data Analytics

Stakeholder Management

Education

Bachelor's Degree in Risk Management or related field

Tools

BI tools

Job description

Industry: Fintech / Digital Lending / Payment Gateway / Financial Services
Location: Maluri
Work Mode: Hybrid
Work Hours: Monday - Friday, 9am to 6pm
Reporting To: Director / Senior Management

About the Role

We are looking for a Risk Analytics Manager to lead our Risk team and strengthen preventive risk management.

You will work with Risk and Data teams to turn customer, transaction, and portfolio data into clear trends, early-warning indicators, and preventive risk strategies — helping the business identify and manage risks before they become cases or losses.

You will report directly to the Director and work closely with Product, Operations, Finance, Technology, and Business teams.

Key Responsibilities

Lead analysis of customer, transaction, and portfolio data to identify risk trends, anomalies, and emerging exposures before issues arise.

Develop and improve credit, fraud, transaction risk strategies, scoring, segmentation, thresholds, and early-warning indicators.

Work closely with the Data team to turn cleaned data into trends, dashboards, and actionable risk insights for business teams.

Use SQL, Python, BI and AI tools to analyse data, monitor risk performance, and improve risk reporting.

Work with Product, Operations, Technology, Finance, and Business teams to assess risks and implement practical preventive controls.

Present key findings, business impact, and recommendations to Senior Management and lead the Risk team in execution.

Requirements

Bachelor's Degree in Risk Management, Finance, Banking, Statistics, Mathematics, Economics, Data Science, Actuarial Science or related fields.

Minimum 5 years of experience in Risk Analytics, Credit Risk, Fraud Risk, Transaction Risk, Portfolio Risk or related roles.

Experience in Digital Lending, Banking, Fintech, Payment Gateway, Currency Trading or Financial Services is highly preferred.

Fluent in English, Mandarin to communicate with multilingual stakeholders.

At least 1 year of team leadership / mentoring experience, with strong analytical, communication and stakeholder management skills.

Why Join Us?

Directly work with the Director on key risk decisions.

Lead preventive risk strategies in a growing Digital Lending & Fintech business.

Sponsorship for professional training and workshops.

Monthly Performance-based rewards.

Required Skills / Tags

Risk Management | Credit Risk | Fraud Risk | Risk Analytics | Data Analytics | SQL | Portfolio Analysis | Fraud Prevention | Fintech | Financial Services

Preferred Qualifications

FRM / PRM / CAMS / ACAMS / Actuarial qualifications are an advantage.