Head of Financial Lines Underwriting

Generali Malaysia; Kuala Lumpur; On-site; MYR 240,000 - 420,000; Full time

Job summary

Generali Malaysia seeks a senior leader to head the Financial Lines underwriting unit, focusing on risk assessment, governance, and profitability. You will develop growth strategies, oversee complex accounts, ensure treaty protections, and drive portfolio optimization while delivering high-quality service to clients.

This role requires extensive underwriting experience and at least 3–5 years in management, with a bachelor’s degree.

Qualifications

• Excellent written and verbal communication skills.
• Ability to make sound underwriting decisions under multiple priorities.
• Strong negotiation and interpersonal abilities.

Responsibilities

• Lead and manage the Financial Lines underwriting team to ensure effective risk assessment, governance, and business objectives.
• Develop and implement growth strategies for Financial Lines products focusing on profitable growth, market development, and portfolio sustainability.
• Ensure treaty protection aligns with risk appetite and underwriting strategy.
• Oversee and approve underwriting decisions involving complex, large-value accounts with sound risk assessments.
• Conduct regular portfolio analysis and implement corrective actions to optimize performance and profitability.
• Assign underwriting authorities based on experience and competency.
• Ensure high-quality service delivery to internal and external customers per service standards.
• Organize and deliver technical training to enhance underwriting capabilities.
• Ensure adherence to Group Underwriting Guidelines and regulatory requirements.
• Undertake additional responsibilities and special projects as assigned.

Skills

Written communication

Decision making

Negotiation

Independent worker

Education

Bachelor's degree

Job description

• Lead and manage the underwriting unit for Financial Line of business.
• Portfolio monitoring for Financial Line of business.
• Maintain profitability of Financial Lines business (LOB).

Main Responsibilities

• Lead and manage the Financial Lines underwriting team to ensure effective risk assessment, sound underwriting governance, and achievement of business objectives.
• Develop and implement business growth strategies for targeted Financial Lines products, focusing on profitable growth, market development, and portfolio sustainability.
• Ensure appropriate treaty protection is in place to support the underwriting portfolio and align with the Company's risk appetite and underwriting strategy.
• Oversee and approve underwriting decisions involving complex and large-value accounts, ensuring sound, commercially balanced, and compliant risk assessments.
• Conduct regular portfolio analysis and implement corrective actions to optimize performance and profitability.
• Assign and delegate underwriting authorities based on experience, competency, skills, and underwriting capabilities.
• Ensure high-quality service delivery to internal and external customers in accordance with agreed service standards and timelines.
• Organize and deliver technical training and knowledge-sharing sessions to enhance underwriting capabilities and consistency.
• Ensure adherence to Group Underwriting Guidelines and all applicable legal, regulatory, and statutory requirements.
• Undertake additional responsibilities, assignments, and special projects as assigned.

Education

• Bachelor's Degree in a related discipline is preferred.

Experience

• Minimum 15 years of underwriting experience, preferably with substantial exposure to Financial Lines risks and portfolios.
• Minimum 3 to 5 years in a managerial capacity.

Skills

• Good written and communication skills.
• Ability to work independently and make sound underwriting decisions while managing multiple priorities.
• Strong negotiation and interpersonal skills.