Global Merchant Risk & Underwriting Expert

Razer Inc.; Shah Alam; On-site; MYR 70,000 - 110,000; Full time

Job summary

Razer Inc. is seeking a Merchant Risk and Underwriting Specialist in Malaysia to assess merchant accounts and perform risk assessments for onboarding and ongoing monitoring.

You will analyze data, ensure regulatory compliance, and collaborate with cross-functional teams to mitigate fraud and losses. The role requires strong analytical skills and attention to detail in a fast-paced environment.

Qualifications

• Bachelor’s degree in Finance, Business, Risk Management, or related field.
• 1-3 years of merchant underwriting, risk assessment or fraud prevention experience.
• Strong understanding of KYC, KYB, AML, and fraud risk management frameworks.

Responsibilities

• Evaluate merchant applications and conduct risk assessments to determine eligibility for account approval.
• Analyze transaction data, financial statements, and other information to assess merchant risk profiles.
• Ensure compliance with payment network rules and internal policies for merchant account management.
• Monitor merchant accounts for changes in risk and adjust limits or closures as needed.
• Perform ODD and periodic reviews of merchants to detect suspicious activities.
• Communicate insights to sales, operations and risk teams to guide risk strategies.
• Maintain detailed underwriting records and support process improvements in underwriting workflows.

Skills

Merchant underwriting

Risk assessment

Fraud prevention

AML/KYC familiarity

Analytical thinking

Communication skills

Education

Bachelor’s degree in Finance/Business/Risk Management

Tools

CRM systems

Risk management tools

Job description

Razer Inc. is seeking a Merchant Risk and Underwriting Specialist in Malaysia to assess merchant accounts and perform risk assessments for onboarding and ongoing monitoring.

You will analyze data, ensure regulatory compliance, and collaborate with cross-functional teams to mitigate fraud and losses. The role requires strong analytical skills and attention to detail in a fast-paced environment.