Director, Credit Risk Surveillance & Insights

AFFIN Group; Kuala Lumpur; On-site; MYR 240,000 - 360,000; Full time

Job summary

AFFIN Group in Malaysia is seeking a senior credit risk professional to monitor and report on the credit portfolio across Affin Bank Group. You will analyze asset quality trends, identify emerging risks, and provide insights to senior committees as needed.

Responsibilities include enhancing risk surveillance dashboards, overseeing portfolio reviews, and coordinating with the Group Credit Resolution Committee to ensure timely actions.

Qualifications

• Bachelor’s degree in any related field.
• Minimum 10 years of experience in credit portfolio analysis or related field.
• Professional credit certification such as CCP/ CCE or any relevant is an advantage.
• Strong knowledge of retail and business credit especially in credit risk assessment, financial analysis and risk management.
• Proficiency in SAS or other analytics tools (e.g., SQL, Power BI, Python, R) for data extraction, analysis, and reporting.
• Familiar with banking policies and regulatory requirements.

Responsibilities

• Monitor and report the credit risk profile and asset quality trends across ABG.
• Oversee overdue credit reviews and identify concerns for GMCC/GBRMC deliberations.
• Enhance credit risk surveillance reports, dashboards and monitoring tools.
• Analyze loan/financing portfolios and recommend risk mitigation measures.
• Coordinate governance of valuers, service standards and empanelment.
• Support Group Credit Resolution Committee with submissions and follow-up.

Skills

Analytical thinking

Stakeholder communication

Self-motivated

Problem solving

Education

Bachelor’s degree in related field

Tools

SAS

SQL

Power BI

Python

R

Job description

AFFIN Group in Malaysia is seeking a senior credit risk professional to monitor and report on the credit portfolio across Affin Bank Group. You will analyze asset quality trends, identify emerging risks, and provide insights to senior committees as needed.

Responsibilities include enhancing risk surveillance dashboards, overseeing portfolio reviews, and coordinating with the Group Credit Resolution Committee to ensure timely actions.