Assistant Manager, Credit Surveillance

AFFIN Group; Kuala Lumpur; On-site; MYR 60,000 - 110,000; Full time

Job summary

AFFIN Bank Group in Kuala Lumpur invites you to join our credit risk management team as a Credit Risk Analyst. You will prepare, review, analyse, monitor and report risk profiles and emerging risk issues, and provide insights to governance committees.

You should have a degree in Business Studies, Finance, Statistics, Accounting, or actuarial science, plus 3 years in banking or risk. Familiarity with SAS or analytics tools (SQL, Power BI, Python, R) is preferred, with a strong numerical mindset

Qualifications

• Degree in a relevant field is required.
• Preferably 3 years of banking or risk management experience.
• Familiarity with SAS or other analytics tools is a plus.

Responsibilities

• Prepare, review, analyse, monitor and report credit risk profiles and emerging issues.
• Identify key risk exposures and provide insights to risk committees.
• Monitor overdue reviews and highlight concerns for deliberation.
• Develop and enhance risk surveillance reports for timely reporting.
• Assist the Group Credit Resolution Committee and support related tasks.

Skills

Analytical skills

Self-starter

Ability to work under pressure

Education

Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science or related discipline

Tools

SAS

SQL

Power BI

Python

R

Job description

Create the future with Affin! You too can make a difference.

We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

JOB RESPONSIBILITIES

• Prepare, review, analyse, monitor and report the credit risk profile and emerging risk issues / risk trends of Affin Bank Group (ABG). Identify key risk issues and credit exposures and provide meaningful insights and risk assessments to relevant Committees e.g. Group Management Committee (GMC), Group Management Credit Committee (GMCC), Group Board Risk Management Committee (GBRMC), Group Early Alert Committee and Board of Directors, where relevant.
• Monitor and report the status of overdue annual credit reviews across ABG, highlighting key concerns to the GMCC for deliberation and appropriate action, where relevant.
• Continuously assess, develop, and enhance credit risk surveillance reports to improve effectiveness in identifying, monitoring, and reporting credit risk issues to the respective Committees on a timely basis.
• On-going monitoring and analysis of loan/financing portfolio, investment assets and overall asset quality; Proactively identify emerging risk concerns and material deterioration trends, and highlight issues requiring management attention or corrective actions.
• Monitor the service standard of the Bank’s panel valuers to meet the Bank’s business requirements; maintain an up to date records of the Bank’s panel valuers accessible through the Bank’s intranet; manage the distribution of work to the valuers at an acceptable level, conduct holistic review on panel valuers annually and assess applications for empanelment of new valuers.
• Assist, manage and facilitate the Group Credit Resolution Committee (GCRC) meeting.
• Perform other Ad-Hoc tasks as may be assigned by the immediate superior, the Head of Group Credit Risk Management or the Group Chief Risk Officer (GCRO).

JOB REQUIREMENT S

• Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science or related discipline.
• Preferably minimum 3 years of working experience in banking and risk management.
• Professional credit certification such as CCP/ CCE or any relevant certification is an added advantage.
• Basic exposure to banking and risk management environments.
• Familiarity in SAS or other analytics tools (e.g., SQL, Power BI, Python, R) for data extraction, analysis, and reporting.
• Strong analytical skills and a self-starter attitude.
• Inclination towards working with numbers and the ability to perform basic analyses.
• Basic understanding of credit policies and procedures, with a willingness to learn more.
• Ability to work under pressure to meet deadlines.
• Ability to interact with various levels of people